Coventry, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
22,117
Net Worth Ratio
11.37%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$351.3M
Total Shares
$284.5M
Total Loans
$275.6M
Net Worth Ratio
11.37%
≥7% = Well Capitalized
Members
22,117
Delinquency Rate (60d+)
1.03%
$2.8M
Loan-to-share ratio: 96.9%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 88 | 62 | 18 | 70.5% | 20.4% |
| 2022 | 251 | 177 | 47 | 70.5% | 18.7% |
| 2021 | 620 | 486 | 63 | 78.4% | 10.2% |
No CFPB complaint data available for this credit union.
Operation Center
2006 Nooseneck Hill Rd, Coventry, RI, 02816
8:00 to 5:00 M-F
Nooseneck BRANCH
1584 Nooseneck Hill Rd, Coventry, RI, 02816
M-T 9:00 4:00 F 9:00 to 7:00
Main Street BRANCH
1076 MAIN ST, COVENTRY, RI, 02816
M-F 9:00-4:00 F 9:00-7:00
PHENIX BRANCH
744 MAIN ST, WEST WARWICK, RI, 02893
M-T 9:00-4:00 F 9:00-7:00
NORTH KINGSTOWN BRANCH
7373 POST Rd, NORTH KINGSTOWN, RI, 02852
M-T 9:00-4:00 F 9:00=7:00
Warwick BRANCH
2247 W Shore Rd, Warwick, RI, 02889-8440
Mon - Thurs 9:00 - 4:00 Friday - 9:00 - 6:00 Saturday - 9:00 - 12:00
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<a href="https://bankscorer.com/credit-union/ocean-state" target="_blank" rel="noopener">View OCEAN STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Providence Branch
40 Westminster St, Providence, RI, 02903-2525
Mon-Wed 9:00 AM - 4:00 PM Thurs-Fri 9:00AM - 5:00 PM