OCEAN STATE
Coventry, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
22,117
Net Worth Ratio
11.37%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$351.3M
Peer Group 5
Members
22,117
as of latest quarter
Net Worth Ratio
11.37%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$351.3M
Total Shares
$284.5M
Total Loans
$275.6M
Net Worth Ratio
11.37%
≥7% = Well Capitalized
Members
22,117
Delinquency Rate (60d+)
1.03%
$2.8M
Loan-to-share ratio: 96.9%· healthy range 60–80%
Branch Locations
NCUAOperation Center
2006 Nooseneck Hill Rd, Coventry, RI, 02816
8:00 to 5:00 M-F
Nooseneck BRANCH
1584 Nooseneck Hill Rd, Coventry, RI, 02816
M-T 9:00 4:00 F 9:00 to 7:00
Main Street BRANCH
1076 MAIN ST, COVENTRY, RI, 02816
M-F 9:00-4:00 F 9:00-7:00
PHENIX BRANCH
744 MAIN ST, WEST WARWICK, RI, 02893
M-T 9:00-4:00 F 9:00-7:00
NORTH KINGSTOWN BRANCH
7373 POST Rd, NORTH KINGSTOWN, RI, 02852
M-T 9:00-4:00 F 9:00=7:00
Warwick BRANCH
2247 W Shore Rd, Warwick, RI, 02889-8440
Mon - Thurs 9:00 - 4:00 Friday - 9:00 - 6:00 Saturday - 9:00 - 12:00
Providence Branch
40 Westminster St, Providence, RI, 02903-2525
Mon-Wed 9:00 AM - 4:00 PM Thurs-Fri 9:00AM - 5:00 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/ocean-state" target="_blank" rel="noopener">View OCEAN STATE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.