Pawtucket, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
146,898
Net Worth Ratio
10.56%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$3.47B
Total Shares
$2.72B
Total Loans
$2.91B
Net Worth Ratio
10.56%
≥7% = Well Capitalized
Members
146,898
Delinquency Rate (60d+)
0.09%
$2.5M
Loan-to-share ratio: 107.3%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 2,227 | 1,570 | 469 | 70.5% | 21.1% |
No CFPB complaint data available for this credit union.
Main Office
1200 Central Ave, Pawtucket, RI, 02861-2200
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
Newport Avenue
339 Newport Ave, Rumford, RI, 02916-2140
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M -W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
Warren Avenue Branch
660 Warren Ave, East Providence, RI, 02914-1410
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pm T 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
Independence Way Branch
96 Independence Way, Cranston, RI, 02921-2044
Lobby M -W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
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<a href="https://bankscorer.com/credit-union/coastal1" target="_blank" rel="noopener">View COASTAL1 on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Sockanosset Crossroad Branch
40 Sockanosset Cross Rd, Cranston, RI, 02920-5566
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
Warwick Avenue Branch
405 Warwick Ave, Warwick, RI, 02888-1344
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 PM
Post Road Branch
3319 Post Rd, Warwick, RI, 02886-7145
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M- W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 - 6:00 pmS 8:00 am - 12:00 pm
Mineral Spring Avenue Branch
1617 Mineral Spring Ave, North Providence, RI, 02904-4029
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive upM - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 - 12:00 pm
Putnum Pike Branch
379 Putnam Pike, Smithfield, RI, 02917-2401
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
Smithfield Avenue Branch
571 Smithfield Ave, Pawtucket, RI, 02860-1631
Lobby M - W 9:00 am - 4:00 pm T 9:00 am - 5:00 pm F 9:00 am - 6:00 pm S 9:00 am - 12:00 pm Drive up M - W 8:00 am - 4:00 pmT 8:00 am - 5:00 pmF 8:00 am - 6:00 pmS 8:00 am - 12:00 pm
9 more locations not shown.