This institution is no longer active

Operations ceased on September 28, 2012. CRA examination history below reflects the period it was active.

TALBOTS CLASSICS NATIONAL BANK

LINCOLN, RI · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 2000FDIC #35,485

Outstanding Same

Current rating · Exam: March 2010

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

6 Blackstone Valley Place, LINCOLN, RI

County

Providence County

Established

July 5, 2000

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 15, 2010

Exam Type

Wholesale/Limited Purpose

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2003

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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