Wakefield, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
21,705
Net Worth Ratio
9.39%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$511.4M
Total Shares
$447.3M
Total Loans
$409.8M
Net Worth Ratio
9.39%
≥7% = Well Capitalized
Members
21,705
Delinquency Rate (60d+)
0.14%
$570K
Loan-to-share ratio: 91.6%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 290 | 183 | 44 | 63.1% | 15.2% |
| 2022 | 256 | 200 | 20 | 78.1% | 7.8% |
| 2021 | 351 | 242 | 39 | 69.0% | 11.1% |
No CFPB complaint data available for this credit union.
Wakefield Branch & Operation Center
4979 Tower Hill Rd, Wakefield, RI, 02879-2283
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday 9 am-12pm Drive-Thru: Monday - Wednesday 8:30am - 4pm Thursday - Friday 8:30am - 5pm Saturday 9am - Noon
Granite Street Office
122 Granite St, Westerly, RI, 02891
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday 9 am-12pm Drive-Thru: Monday-Wednesday 8:30am - 4pm Thursday-Friday 8:30am - 5pm Saturday 9am - Noon
Dunn's Corner Branch
244 Post Rd, Westerly, RI, 02891
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday Closed Drive-Thru: Monday - Wednesday 8:30am - 4pm Thursday - Friday 8:30am - 5pm Saturday - Closed
Richmond Branch
64 Kingstown Rd, Wyoming, RI, 02898
Lobby: Monday - Wednesday 9am - 4pm Thursday - Friday 9am - 5pm Saturday 9am - Noon Drive-Thru: Monday - Wednesday 8:30am - 4pm Thursday - Friday 8:30am - 5pm Saturday 9am - Noon
Coventry Branch
Copy the snippet below to embed a link to this profile on your website.
<a href="https://bankscorer.com/credit-union/westerly-community" target="_blank" rel="noopener">View WESTERLY COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
2405 Nooseneck Hill Rd, Coventry, RI, 02816
Lobby hours: M-W 9am-4pm Th-F 9am-5pm Sat 9am - 12pm Drive-Thru ITM: M-F 8am - 5pm Sat: 9am-Noon