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This institution is no longer active

Operations ceased on October 5, 2018. CRA examination history below reflects the period it was active.

COASTWAY COMMUNITY BANK

PROVIDENCE, RI · Supervised by FDIC

Est. 2009FDIC #58,937RSSD: FDIC-58937
Part ofCOASTWAY BCORP INC→ View all charters
Outstanding Up

Current rating · Exam: November 2017

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.68%

Institution Profile

FDIC BankFind

Address

180 Washington Street, PROVIDENCE, RI

County

Providence County

Established

July 1, 2009

Total Assets

$842M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 2017

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2018Call Report / FDIC

Total Assets

$842M

Total Deposits

$493M

Net Loans

$729M

Net Income

$4M

ROA

0.68%

ROE

8.45%

Risk-Based Capital

12.76%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.07%Peer avg: 7.63%▲ Above avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20181,35183.86%4.07%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 2011

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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