This institution is no longer active
Operations ceased on September 2, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.6B
Total Deposits
$2.6B
Net Loans
$2.8B
Net Income
$17M
ROA
0.98%
Above avg for Community banks. Peer avg: 0.90%
ROE
9.29%
Risk-Based Capital
11.89%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 550 | 62.36% | 23.45% |
| 2023 | 567 | 60.32% | 25.22% |
| 2022 | 867 | 67.94% | 18.57% |
| 2021 | 878 | 73.69% | 14.12% |
| 2020 | 860 | 64.19% | 16.98% |
| 2019 | 978 | 70.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2011 | Satisfactory | Large Bank |
| Sep 2007 | Satisfactory | Large Bank |
| Sep 2004 | Satisfactory | Large Bank |
3 previous ratings locked — back to 1997
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Exam dates and details are paywalled
Total Branches
22
Branch Deposits
$2.6B
1-Year Change
0
5-year net change: +2 branches
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Preview:
Address
County
Established
Total Assets
| 17.48% |
| 2018 | 894 | 66.11% | 22.60% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red