Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.1B
Total Deposits
$2.3B
Net Loans
$2.3B
Net Income
$7M
ROA
0.86%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.30%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 789 | 70.98% | 15.72% |
| 2023 | 878 | 77.45% | 11.50% |
| 2022 | 753 | 77.29% | 14.74% |
| 2021 | 769 | 78.41% | 10.14% |
| 2020 | 1,029 | 74.64% | 12.54% |
| 2019 | 680 | 73.38% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
19
Branch Deposits
$2.1B
1-Year Change
+1
5-year net change: +3 branches
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| 10.44% |
| 2018 | 621 | 75.36% | 13.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red