Smithfield, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
170,060
Net Worth Ratio
9.93%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$4.18B
Total Shares
$3.63B
Total Loans
$3.63B
Net Income
$8.8M
Net Worth Ratio
9.93%
≥7% = Well Capitalized
Members
170,060
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$6.3M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 3,008 | 1,904 | 643 | 63.3% | 21.4% |
| 2022 | 3,770 | 2,562 | 610 | 68.0% | 16.2% |
| 2021 | 4,523 | 3,198 | 611 | 70.7% | 13.5% |
No CFPB complaint data available for this credit union.
Corporate Center
1005 Douglas Pike, Smithfield, RI, 02917
Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-5pm
Chapel Four Corners
2086 Diamond Hill Rd, Cumberland, RI, 02864-5531
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive Up Mon-Wed 8am-4pm Thursday 8am-5pm Friday 8am-6pm Saturday 8:30am-12pm
Cumberland Hill
3291 Mendon Rd, Cumberland, RI, 02864
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Friday 8am-6pm Saturday 8:30am-12pm
Greenville
468 Putnam Pike, Greenville, RI, 02828
Lobby Mon-Wed 9am-4pm Thurs 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Friday 8am-6pm Sat 8:30am-12pm
Lincoln
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<a href="https://bankscorer.com/credit-union/navigant" target="_blank" rel="noopener">View NAVIGANT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 100.0%· healthy range 60–80%
185 Front St, Lincoln, RI, 02865
Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Pawtucket
20 Dexter St, Pawtucket, RI, 02860-2926
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9-12 Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Rumford
230 Newport Ave, Rumford, RI, 02916
Lobby Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Smithfield
1005 Douglas Pike, Smithfield, RI, 02917
Monday - Wednesday 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 7:30am-5pm Fri 7:30am-6pm Sat 8:30am-12pm
Woonsocket
1280 Park Ave, Woonsocket, RI, 02895-6514
Lobby Mon - Wed 9am-4pm Thursday 9am-5pm Friday 9am-6pm Saturday 9am-12pm Drive up Mon-Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
Manville
56 Railroad St, Manville, RI, 02838
Lobby Mon-Wed 9am-4pm Thursday 9am-4pm Friday 9am-6pm Sat 9am-12pm Drive up Mon-Wed 8am-4pm Thurs 8am-5pm Fri 8am-6pm Sat 8:30am-12pm
17 more locations not shown.