Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$6.5B
Total Deposits
$5.2B
Net Loans
$5.0B
Net Income
$13M
ROA
0.80%
Below avg for Community banks. Peer avg: 0.90%
ROE
9.31%
Risk-Based Capital
13.22%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,924 | 58.84% | 21.47% |
| 2023 | 1,852 | 60.75% | 19.82% |
| 2022 | 2,562 | 67.99% | 15.14% |
| 2021 | 3,275 | 74.56% | 8.15% |
| 2020 | 3,693 | 69.94% | 7.64% |
| 2019 | 2,627 | 71.15% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Large Bank |
| Jan 2020 | Satisfactory | Large Bank |
| Sep 2016 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1991
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Total Branches
29
Branch Deposits
$5.0B
1-Year Change
+1
5-year net change: +5 branches
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Preview:
| 11.65% |
| 2018 | 2,228 | 72.22% | 10.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red