Warwick, RI · Federal Credit Union · Chartered in RI
Who can join
Employer / occupational group
Members
6,872
Net Worth Ratio
12.36%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$155.0M
Total Shares
$135.1M
Total Loans
$77.3M
Net Worth Ratio
12.36%
≥7% = Well Capitalized
Members
6,872
Delinquency Rate (60d+)
0.29%
$222K
Loan-to-share ratio: 57.2%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 111 | 88 | 14 | 79.3% | 12.6% |
| 2022 | 115 | 91 | 14 | 79.1% | 12.2% |
| 2021 | 106 | 90 | 10 | 84.9% | 9.4% |
No CFPB complaint data available for this credit union.
Corporate Office
480 Greenwich Ave, Warwick, RI, 02886-1606
Mon - Wed 9:00 AM to 4:00 PM Thurs - Fri 9:00 AM to 5:00 PM Sat 9:00 AM to 12:00 PM Drive up opens at 8:00 AM Mon-Fri
Branch-Warwick Ave
1217 Warwick Ave, Warwick, RI, 02888-4109
Mon - Wed 9:00 AM to 4:00 PM Thurs - Fri 9:00 AM to 5:00 PM Saturday 9:00 AM to 12:00 PM
Blackstone River FCU
10 Monument Sq, Woonsocket, RI, 02895-3023
M-F Drive-through 8:30AM-4:30PM M-TH Lobby 9:00AM-4:30PM; F 9:00AM-5:00PM; Sat 9:00AM-12:00PM
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<a href="https://bankscorer.com/credit-union/wave" target="_blank" rel="noopener">View WAVE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.