Warwick, RI · State Credit Union · Chartered in RI
Who can join
State government employees (special charter)
Members
27,935
Net Worth Ratio
10.26%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$426.8M
Total Shares
$377.6M
Total Loans
$310.0M
Net Worth Ratio
10.26%
≥7% = Well Capitalized
Members
27,935
Delinquency Rate (60d+)
0.13%
$391K
Loan-to-share ratio: 82.1%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 641 | 315 | 231 | 49.1% | 36.0% |
| 2022 | 677 | 438 | 172 | 64.7% | 25.4% |
| 2021 | 727 | 497 | 148 | 68.4% | 20.4% |
Last 12 Months
15
Since 2018
57
all complaints on record
Monetary Relief
7%
% of complaints with monetary relief
Untimely Response
9%
% exceeding 15-day window
Monthly Complaints (2021–present)
Data through Jun 2026.Last 12 months shown — upgrade for full history.
Rhode Island Credit Union
95 Jefferson Blvd, Warwick, RI, 02888
M-W 8:30am - 4:30pm, Th 8:30am - 5:30pm, Fr 8:30am - 5:00pm
Rhode Island Credit Union
50 Lower College Rd, Kingston, RI, 02881
Mon - Thurs: 8:30am - 4:30pm Fri: 8:30am - 5:00pm
Rhode Island Credit Union
60 N Main St, Pascoag, RI, 02859-3137
Mon - Wed: 8:30am - 4:00pm Thurs: 8:30am - 5:00pm Fri: 8:30am - 6:00pm
Rhode Island Credit Union
860 Reservoir Ave, Cranston, RI, 02910-4414
Mon - Wed: 8:30am - 4:00pm Thurs: 8:30am - 6:00pm Fri: 8:30am - 7:00pm
Rhode Island Credit Union
160 Francis St, Providence, RI, 02903-1118
Mon - Wed: 8:30am - 3:30pm Thurs:8:30am - 5:30pm Fri: 8:30am - 6:00pm
Rhode Island Credit Union
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<a href="https://bankscorer.com/credit-union/rhode-island" target="_blank" rel="noopener">View RHODE ISLAND on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
'22
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2021–2025 locked
Full 2021–present history available — see pricing from $14/mo.
480 Metacom Ave, Bristol, RI, 02809
Mon - Thurs: 8:30am - 12:00pm
Rhode Island Credit Union
349 Smith St, Providence, RI, 02908-3759
Mon - Wed: 8:30am - 4:30pm Thurs: 8:30am - 5:30pm Fri: 8:30am - 5:00pm
Rhode Island Credit Union
594 Central Ave, Pawtucket, RI, 02861-1956
Monday 9am to 5pmTuesday and Wednesday 9am to 4:30pm Thursday and Friday 9am to 5pmSaturday 9am to 12pm
Rhode Island Credit Union
390 Metacom Ave, Bristol, RI, 02809
Mon - Wed: 8:30am - 3:30pm Thurs: 8:30am - 5:30pm Fri: 8:30am - 7:00pm