Woonsocket, RI · Federal Credit Union · Chartered in RI
Who can join
Employer / occupational group
Members
4,290
Net Worth Ratio
11.04%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$75.3M
Total Shares
$66.8M
Total Loans
$29.3M
Net Worth Ratio
11.04%
≥7% = Well Capitalized
Members
4,290
Delinquency Rate (60d+)
0.81%
$236K
Loan-to-share ratio: 43.8%· healthy range 60–80%
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 42 | 35 | 4 | 83.3% | 9.5% |
| 2022 | 39 | 37 | 2 | 94.9% | 5.1% |
| 2021 | 19 | 16 | 2 | 84.2% | 10.5% |
No CFPB complaint data available for this credit union.
Main Office
10 Monument Sq, Woonsocket, RI, 02895
Mon-Thurs: 9am to 4:30pm Fri: 9am to 6pm Sat: 9am to noon
Lincoln Branch Office
100 Old River Rd, Lincoln, RI, 02865
Monday through Friday: 8:30am to 4pm
Co-Op Shared Branch Network
10 Monument Sq, Woonsocket, RI, 02895
Mon-Thurs 9am - 4:30pm Fri 9am - 5pm and Sat 9am - 12pm
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<a href="https://bankscorer.com/credit-union/blackstone-river" target="_blank" rel="noopener">View BLACKSTONE RIVER on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.