Banks & credit unions · Search Utah banks
58 rated banks · 52 credit unions
Utah has 58 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 19 earned Outstanding, 2 need to improve, 1 in Substantial Noncompliance.
Outstanding
19
32.8%
Satisfactory
36
62.1%
Needs to Improve
2
3.4%
Substantial Noncompliance
1
1.7%
NCUA 5300 Call Report · CRA-exempt
NELNET BANK
DRAPER, UT · FDIC · Mar 2026
THE PITNEY BOWES BANK, INC.
SALT LAKE CITY, UT · FDIC · Jul 2025
AMERICAN EXPRESS NATIONAL BANK
SANDY, UT · OCC · Jun 2025
SYNCHRONY BANK
DRAPER, UT · OCC · May 2025
ALLY BK
SANDY, UT · FRB · Apr 2025
GREEN DOT BK
PROVO, UT · FRB · Nov 2024
UBS BANK USA
SALT LAKE CITY, UT · FDIC · Jul 2024
MEDALLION BANK
SALT LAKE CITY, UT · FDIC · Jun 2024
SALLIE MAE BANK
SALT LAKE CITY, UT · FDIC · Mar 2024
COMENITY CAPITAL BANK
DRAPER, UT · FDIC · Mar 2024
OPTUM BANK, INC.
DRAPER, UT · FDIC · Sep 2023
SQUARE FINANCIAL SERVICES, INC.
SALT LAKE CITY, UT · FDIC · Aug 2023
MERRICK BANK
SOUTH JORDAN, UT · FDIC · Jun 2023
MORGAN STANLEY BANK, N.A.
SALT LAKE CITY, UT · OCC · Feb 2023
WEBBANK
SALT LAKE CITY, UT · FDIC · May 2021 ⚠
BANK OF UT
OGDEN, UT · FRB · Jan 2021 ⚠
ENERBANK USA
ClosedSALT LAKE CITY, UT · FDIC · May 2019
AMERICAN EXPRESS CENTURION BANK
SANDY, UT · FDIC · Jun 2016 ⚠
ADB BANK DBA ALLEGIANCE DIRECT BANK
ClosedCEDAR CITY, UT · FDIC · Nov 2010
WASHINGTON MUTUAL BANK FSB
ClosedPARK CITY, UT · OTS · Nov 2006
MORGAN STANLEY BANK
SALT LAKE CITY, UT · FDIC · May 2006 ⚠
MERRILL LYNCH BANK USA
ClosedSALT LAKE CITY, UT · FDIC · May 2006
FRANKLIN TEMPLETON BANK & TRUST,F.S.B
ClosedSALT LAKE CITY, UT · OTS · Apr 2006
UNIVERSAL FINANCIAL CORP.
ClosedSALT LAKE CITY, UT · FDIC · May 2005
GE CAPITAL CONSUMER CARD COMPANY
DRAPER, UT · FDIC · Feb 2003 ⚠
ASSOCIATES CAPITAL BANK, INC.
ClosedSALT LAKE CITY, UT · FDIC · Mar 2000
DRAPER BANK AND TRUST
ClosedDRAPER, UT · FDIC · Mar 1999
THE FIRST NATIONAL BANK OF MORGAN
ClosedMORGAN, UT · OCC · Jan 1998
FIDELITY TRUST COMPANY
ClosedSALT LAKE CITY, UT · FDIC · Oct 1997
BANK OF AMERICA, FSB
ClosedSALT LAKE CITY, UT · OTS · Jun 1997
KEY BANK OF UTAH
ClosedSALT LAKE CITY, UT · FDIC · Apr 1997
SUN CAPITAL BANK
ClosedST. GEORGE, UT · FDIC · Sep 1996
AMERICAN GENERAL FINANCIAL CENTER
ClosedMIDVALE, UT · FDIC · Sep 1996
UNITED SAVINGS BANK
ClosedOGDEN, UT · OTS · May 1995
OLYMPUS BANK, A FSB
ClosedSALT LAKE CITY, UT · OTS · Jun 1993
USAA CREDIT CARD BANK
ClosedSALT LAKE CITY, UT · FDIC · Mar 1991
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| DRAPER | FDIC | $2.5B | Mar 2026 | Outstanding | |
| SALT LAKE CITY | FDIC | $833M | Jul 2025 | Outstanding | |
| SANDY | OCC | — | Jun 2025 | Outstanding | |
Provo · Federal Credit Union
$3.9B
268,370 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
AMERICA FIRST LICU | Riverdale | 1,552,965 | $24.7B | 11.61% | Federal Credit Union |
MOUNTAIN AMERICA LICU | Sandy | 1,433,256 | $22.7B | 9.41% | Federal Credit Union |
UTAH COMMUNITY LICU | Provo | 268,370 | $3.9B | 10.47% | Federal Credit Union |
GOLDENWEST LICU | Ogden | 209,927 | $4.1B | 13.16% | Federal Credit Union |
CYPRUS LICU | West Jordan | 162,120 | $2.1B | 12.33% | Federal Credit Union |
CANYON VIEW LICU | Salt Lake City | 115,569 | $2.1B | 9.65% | Federal Credit Union |
DESERET FIRST LICU | West Valley Cit | 87,493 | $1.3B | 8.51% | Federal Credit Union |
UTAH FIRST LICU | Salt Lake City | 45,230 | $1.2B | 10.20% | Federal Credit Union |
GRANITE LICU | Salt Lake City | 40,620 | $917.0M | 9.91% | Federal Credit Union |
WASATCH PEAKS LICU | Ogden | 31,964 | $658.2M | 10.40% | Federal Credit Union |
| Murray | 30,908 | $1.1B | 13.48% | State Credit Union | |
| South Jordan | 25,750 | $421.4M | 9.02% | Federal Credit Union | |
AMERICAN UNITED LICU | West Jordan | 21,084 | $394.2M | 11.02% | Federal Credit Union |
| Orem | 19,839 | $362.8M | 10.07% | State Credit Union | |
ELEVATE LICU | Brigham City | 15,277 | $260.0M | 20.43% | Federal Credit Union |
MEMBERS FIRST LICU | Brigham City | 13,576 | $206.1M | 14.68% | State Credit Union |
| Price | 12,689 | $224.5M | 13.47% | Federal Credit Union | |
| Farmington | 12,367 | $186.7M | 11.36% | Federal Credit Union | |
| Ogden | 9,173 | $173.1M | 8.99% | Federal Credit Union | |
| Moroni | 8,889 | $160.8M | 12.35% | State Credit Union | |
HERCULES FIRST LICU | Salt Lake City | 8,725 | $164.4M | 9.48% | Federal Credit Union |
| Springville | 8,664 | $141.6M | 9.09% | State Credit Union | |
DESERT RIVERS LICU | Moab | 8,499 | $112.9M | 8.47% | Federal Credit Union |
SAN JUAN LICU | Blanding | 4,808 | $31.1M | 13.16% | State Credit Union |
| Fillmore | 4,561 | $64.3M | 11.66% | State Credit Union | |
| Provo | 4,437 | $69.7M | 11.49% | State Credit Union | |
KINGS PEAK LICU | Roosevelt | 3,926 | $65.4M | 9.19% | State Credit Union |
| Huntington | 3,472 | $48.6M | 13.28% | Federal Credit Union | |
| Draper | 3,466 | $69.4M | 10.38% | State Credit Union | |
| Salt Lake City | 3,088 | $39.2M | 9.53% | State Credit Union | |
| Nephi | 2,916 | $46.1M | 34.28% | Federal Credit Union | |
LU 354 I B E W LICU | Salt Lake City | 2,640 | $39.9M | 16.47% | Federal Credit Union |
| Ogden | 2,590 | $61.7M | 9.84% | State Credit Union | |
| Salt Lake City | 2,376 | $37.9M | 27.17% | State Credit Union | |
NEW HEIGHTS LICU | Logan | 2,173 | $28.2M | 14.57% | Federal Credit Union |
| Salt Lake City | 2,156 | $24.6M | 11.88% | State Credit Union | |
LOGAN MEDICAL LICU | Logan | 1,979 | $32.8M | 18.41% | Federal Credit Union |
| Morgan | 1,773 | $21.2M | 12.90% | Federal Credit Union | |
RIDGELINE LICU | Salt Lake City | 1,495 | $27.0M | 9.53% | Federal Credit Union |
| Salt Lake City | 1,138 | $17.0M | 18.40% | Federal Credit Union | |
| Salt Lake City | 1,040 | $6.3M | 17.92% | Federal Credit Union | |
| Vernal | 929 | $4.0M | 20.56% | State Credit Union | |
C U P LICU | Provo | 791 | $10.0M | 11.38% | Federal Credit Union |
| Bountiful | 689 | $6.0M | 32.18% | State Credit Union | |
| Richfield | 680 | $7.2M | 19.35% | State Credit Union | |
| Orem | 530 | $2.7M | 14.39% | Federal Credit Union | |
NORTH SANPETE LICU | Fairview | 346 | $1.2M | 23.30% | Federal Credit Union |
| Woods Cross | 216 | $1.9M | 19.40% | Federal Credit Union | |
| Manti | 196 | $1.2M | 11.81% | State Credit Union | |
| Vernal | 151 | $448K | 30.39% | Federal Credit Union |
| DRAPER |
| OCC |
| — |
| May 2025 |
| Outstanding |
| SANDY | FRB | — | Apr 2025 | Outstanding |
| PROVO | FRB | — | Nov 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $122.3B | Jul 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $2.7B | Jun 2024 | Outstanding |
| SALT LAKE CITY | FDIC | $29.5B | Mar 2024 | Outstanding |
| DRAPER | FDIC | $13.3B | Mar 2024 | Outstanding |
| DRAPER | FDIC | $21.0B | Sep 2023 | Outstanding |
| SALT LAKE CITY | FDIC | $1.8B | Aug 2023 | Outstanding |
| SOUTH JORDAN | FDIC | $8.9B | Jun 2023 | Outstanding |
| SALT LAKE CITY | OCC | — | Feb 2023 | Outstanding |
| SALT LAKE CITY | FDIC | $2.6B | May 2021⚠ | Outstanding |
| OGDEN | FRB | — | Jan 2021⚠ | Outstanding |
ENERBANK USAClosed | SALT LAKE CITY | FDIC | $3.1B | May 2019 | Outstanding |
| SANDY | FDIC | $217.6B | Jun 2016⚠ | Outstanding |
| CEDAR CITY | FDIC | $45M | Nov 2010 | Outstanding |
| PARK CITY | OTS | $46.0B | Nov 2006 | Outstanding |
| SALT LAKE CITY | FDIC | $391.3B | May 2006⚠ | Outstanding |
MERRILL LYNCH BANK USAClosed | SALT LAKE CITY | FDIC | $68.0B | May 2006 | Outstanding |
| SALT LAKE CITY | OTS | — | Apr 2006 | Outstanding |
| SALT LAKE CITY | FDIC | $508M | May 2005 | Outstanding |
| DRAPER | FDIC | $114.9B | Feb 2003⚠ | Outstanding |
| SALT LAKE CITY | FDIC | $388M | Mar 2000 | Outstanding |
DRAPER BANK AND TRUSTClosed | DRAPER | FDIC | $242M | Mar 1999 | Outstanding |
| MORGAN | OCC | $100M | Jan 1998 | Outstanding |
FIDELITY TRUST COMPANYClosed | SALT LAKE CITY | FDIC | $3M | Oct 1997 | Outstanding |
BANK OF AMERICA, FSBClosed | SALT LAKE CITY | OTS | — | Jun 1997 | Outstanding |
KEY BANK OF UTAHClosed | SALT LAKE CITY | FDIC | $1.4B | Apr 1997 | Outstanding |
SUN CAPITAL BANKClosed | ST. GEORGE | FDIC | $81M | Sep 1996 | Outstanding |
| MIDVALE | FDIC | $7M | Sep 1996 | Outstanding |
UNITED SAVINGS BANKClosed | OGDEN | OTS | $405M | May 1995 | Outstanding |
OLYMPUS BANK, A FSBClosed | SALT LAKE CITY | OTS | $390M | Jun 1993 | Outstanding |
USAA CREDIT CARD BANKClosed | SALT LAKE CITY | FDIC | $330M | Mar 1991 | Outstanding |