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Unlock GE CAPITAL CONSUMER CARD COMPANY's full history — $9

GE CAPITAL CONSUMER CARD COMPANY

DRAPER, UT · Supervised by FDIC

Est. 1988FDIC #27,314RSSD: FDIC-27314

Part ofSYNCHRONY FINANCIAL→ View all charters

Outstanding Same

Current rating · Exam: February 2003

CompareWatch

Contact & Details

FDIC BankFind

Website

www.synchronybank.com

Address

170 W Election Rd, DRAPER, UT

County

Salt Lake County

Established

August 1, 1988

Total Assets

$114.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2003

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$114.9B

Total Deposits

$85.8B

Net Loans

$86.4B

Net Income

$743M

ROA

2.62%

Above avg for Large banks. Peer avg: 1.37%

ROE

20.33%

Risk-Based Capital

16.35%

Above avg for Large banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Large banks

Compared to the peer-bank Large peer group (same asset tier).

ROA2.62%Peer avg: 1.37%▲ Above avg

Risk-Based Capital16.35%Peer avg: 15.74%▲ Above avg

Complaints / $B562.00Peer avg: 88.45▲ More than avg

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Consumer Complaints

CFPB · through Jun 2026

Last 12 Months

15,915

Since 2018

64,602

all complaints on record

Monetary Relief

27.8%

% of complaints where company provided monetary relief

Untimely Response

0.6%

% exceeding CFPB's 15-day response window

Complaints by Product Type

Credit card or prepaid card

51%

32,457

Credit reporting or other personal consumer reports

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Feb 2003	Outstanding	Wholesale/Limited Purpose
Jan 2000	Outstanding	Wholesale/Limited Purpose
Mar 1996	Outstanding	Not Reported

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$84.8B

1-Year Change

-2

5-year net change: -1 branches

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August 2025	1093	272
September 2025	1240	306
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January 2026	1712	329
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June 2026	782	10