🏦Bank Scorer

This institution is no longer active

Operations ceased on July 18, 1997. CRA examination history below reflects the period it was active.

SUN CAPITAL BANK

ST. GEORGE, UT · Supervised by FDIC

Est. 1974FDIC #21,854RSSD: FDIC-21854
Part ofU S BCORP→ View all charters
Outstanding Up

Current rating · Exam: September 1996

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.27%

Institution Profile

FDIC BankFind

Address

60 South 100 East, ST. GEORGE, UT

County

Washington County

Established

December 10, 1974

Total Assets

$81M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$81M

Total Deposits

$58M

Net Loans

$63M

Net Income

$-104K

ROA

-0.27%

ROE

-1.70%

Risk-Based Capital

10.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/67556ef9-5726-4c29-ad86-a7dcf7fe3bd8"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: