🏦Bank Scorer

This institution is no longer active

Operations ceased on January 24, 1997. CRA examination history below reflects the period it was active.

UNITED SAVINGS BANK

OGDEN, UT · Supervised by OTS

Est. 1955FDIC #30,974
Outstanding Same

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

4185 Harrison Boulevard, OGDEN, UT

County

Weber County

Established

January 1, 1955

Total Assets

$405M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 22, 1995

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20244765.96%12.77%
20234261.9%14.29%
20226,61161.55%19.47%
20217,63567.82%11.26%
20208,06662.3%12.46%
20196,35664.19%13.14%
20185,29269.37%15.99%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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