🏦Bank Scorer

This institution is no longer active

Operations ceased on January 26, 2001. CRA examination history below reflects the period it was active.

DRAPER BANK AND TRUST

DRAPER, UT · Supervised by FDIC

Est. 1964FDIC #19,169RSSD: FDIC-19169
Part ofDRAPER BCORP→ View all charters
Outstanding Up

Current rating · Exam: March 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 2.27%

Institution Profile

FDIC BankFind

Address

903 East 12300 South, DRAPER, UT

County

Salt Lake County

Established

July 7, 1964

Total Assets

$242M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$242M

Total Deposits

$210M

Net Loans

$169M

Net Income

$6M

ROA

2.27%

ROE

24.42%

Risk-Based Capital

14.86%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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