Banks & credit unions · Search Florida banks
168 rated banks · 107 credit unions
Florida has 168 banks with a current CRA rating and 107 active credit unions regulated by the NCUA. 19 earned Outstanding, 4 need to improve.
Outstanding
19
11.3%
Satisfactory
145
86.3%
Needs to Improve
4
2.4%
Substantial Noncompliance
0
0.0%
NCUA 5300 Call Report · CRA-exempt
HELM BANK USA
MIAMI, FL · FDIC · Jan 2026
BANCO DO BRASIL AMERICAS
MIAMI, FL · FDIC · Dec 2025
CITIZENS STATE BANK
ClosedPERRY, FL · FDIC · Sep 2017
FIRST NAVY BK
PENSACOLA, FL · FRB · Jul 2011 ⚠
BANKATLANTIC
FORT LAUDERDALE, FL · OCC · May 2010 ⚠
BOCA RATON FIRST NATIONAL BANK
ClosedBOCA RATON, FL · OCC · Feb 1999
CITIZENS NATIONAL BANK & TRUST COMPANY
ClosedPORT RICHEY, FL · OCC · Mar 1997
NEW RIVER BANK
ClosedOAKLAND PARK, FL · FDIC · Sep 1993
ESSEX SAVINGS BANK, F.S.B.
ClosedWEST PALM BEACH, FL · OTS · Jul 1992
CENTRAL NATIONAL BANK
ClosedWINTER PARK, FL · OCC · Dec 1991
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MIAMI | FDIC | $1.2B | Jan 2026 | Needs to Improve | |
| MIAMI | FDIC | $3.4B | Dec 2025 | Needs to Improve | |
CITIZENS STATE BANKClosed | PERRY | FDIC | $273M | Sep 2017 | Needs to Improve |
Melbourne · State Credit Union
$9.3B
707,051 members
| Credit Union | City | Members | Total Assets | Net Worth | Field of Membership |
|---|---|---|---|---|---|
SUNCOAST LICU | Tampa | 1,389,633 | $20.5B | 9.99% | State Credit Union |
VYSTAR LICU | Jacksonville | 1,058,604 | $13.8B | 8.86% | State Credit Union |
SPACE COAST LICU | Melbourne | 707,051 | $9.3B | 11.01% | State Credit Union |
MIDFLORIDA LICU | Lakeland | 493,840 | $9.8B | 10.33% | State Credit Union |
GROW FINANCIAL LICU | Tampa | 297,778 | $3.9B | 10.88% | Federal Credit Union |
ADDITION FINANCIAL LICU | Lake Mary | 257,388 | $3.8B | 9.80% | State Credit Union |
FAIRWINDS LICU | Orlando | 252,617 | $5.3B | 11.14% | State Credit Union |
GTE LICU | Tampa | 233,973 | $3.1B | 11.25% | Federal Credit Union |
ACHIEVA CREDIT UNION LICU | Dunedin | 218,701 | $3.2B | 9.98% | State Credit Union |
| Jacksonville | 191,902 | $3.2B | 12.13% | State Credit Union | |
FLORIDA LICU | Gainesville | 180,764 | $2.7B | 12.67% | State Credit Union |
CAMPUS USA LICU | Gainesville | 162,812 | $4.0B | 12.15% | State Credit Union |
PENAIR LICU | Pensacola | 138,071 | $2.8B | 11.60% | State Credit Union |
PUBLIX EMPLOYEES LICU | Lakeland | 124,804 | $1.8B | 11.18% | Federal Credit Union |
EGLIN LICU | Fort Walton Bea | 121,775 | $3.1B | 12.76% | Federal Credit Union |
EDUCATIONAL LICU | Miami | 119,576 | $1.8B | 15.57% | Federal Credit Union |
ITHINK FINANCIAL LICU | Boca Raton | 118,280 | $2.4B | 10.82% | State Credit Union |
| Sweetwater | 110,379 | $1.5B | 12.82% | Federal Credit Union | |
TYNDALL LICU | Panama City | 103,332 | $1.9B | 13.20% | Federal Credit Union |
LAUNCH CREDIT UNION LICU | Merritt Island | 85,017 | $1.5B | 9.14% | State Credit Union |
MCCOY LICU | Orlando | 81,089 | $1.0B | 10.27% | Federal Credit Union |
| Tampa | 79,919 | $1.4B | 10.78% | Federal Credit Union | |
GULF WINDS LICU | Pensacola | 74,184 | $1.3B | 9.93% | State Credit Union |
FIRST COMMERCE LICU | Tallahassee | 73,982 | $1.2B | 10.06% | State Credit Union |
FIRST FLORIDA LICU | Jacksonville | 63,025 | $1.5B | 12.86% | State Credit Union |
TROPICAL FINANCIAL LICU | Miramar | 62,758 | $995.2M | 9.34% | State Credit Union |
RADIANT LICU | Gainesville | 61,527 | $1.1B | 9.59% | State Credit Union |
BRIGHTSTAR LICU | Fort Lauderdale | 59,360 | $1.0B | 9.06% | State Credit Union |
| Rockledge | 56,055 | $1.4B | 11.07% | State Credit Union | |
TRAX LICU | Tampa | 45,113 | $490.1M | 12.78% | Federal Credit Union |
FLORIDACENTRAL LICU | Tampa | 43,878 | $622.0M | 7.84% | State Credit Union |
INSIGHT LICU | Winter Springs | 42,981 | $659.8M | 9.88% | State Credit Union |
RADIFI LICU | Jacksonville | 42,074 | $706.5M | 9.52% | Federal Credit Union |
WE FLORIDA FINANCIAL LICU | Fort Lauderdale | 40,632 | $709.0M | 10.41% | State Credit Union |
TAMPA BAY LICU | Tampa | 37,133 | $493.0M | 10.49% | Federal Credit Union |
GUARDIANS LICU | West Palm Beach | 36,283 | $309.5M | 14.53% | State Credit Union |
POWER FINANCIAL LICU | Pembroke Pines | 34,736 | $1.0B | 14.66% | State Credit Union |
HARVESTERS LICU | Cantonment | 34,149 | $312.8M | 9.48% | Federal Credit Union |
CHAMPIONS FIRST LICU | Tallahassee | 32,930 | $535.8M | 10.52% | State Credit Union |
| Panama City | 27,575 | $674.0M | 9.59% | State Credit Union | |
ORLANDO LICU | Orlando | 27,433 | $364.2M | 9.22% | State Credit Union |
| Palm Beach Gard | 25,149 | $498.4M | 12.32% | Federal Credit Union | |
GOLD COAST LICU | Palm Springs | 19,617 | $267.8M | 11.83% | Federal Credit Union |
| Pensacola | 19,401 | $314.4M | 15.08% | State Credit Union | |
LOYALTY LICU | Pensacola | 19,143 | $302.9M | 11.25% | State Credit Union |
ALIVE LICU | Jacksonville | 18,605 | $294.2M | 11.43% | State Credit Union |
SAN ANTONIO CITIZENS LICU | San Antonio | 18,427 | $401.5M | 10.69% | Federal Credit Union |
| Key West | 18,108 | $257.9M | 10.89% | Federal Credit Union | |
PANHANDLE LICU | Panama City | 16,238 | $363.7M | 13.24% | State Credit Union |
UNIVERSITY LICU | Miami | 16,134 | $233.4M | 10.48% | State Credit Union |
| PENSACOLA |
| FRB |
| — |
| Jul 2011⚠ |
| Needs to Improve |
| FORT LAUDERDALE | OCC | — | May 2010⚠ | Needs to Improve |
| BOCA RATON | OCC | — | Feb 1999 | Needs to Improve |
| PORT RICHEY | OCC | — | Mar 1997 | Needs to Improve |
NEW RIVER BANKClosed | OAKLAND PARK | FDIC | $27M | Sep 1993 | Needs to Improve |
| WEST PALM BEACH | OTS | $103M | Jul 1992 | Needs to Improve |
CENTRAL NATIONAL BANKClosed | WINTER PARK | OCC | $31M | Dec 1991 | Needs to Improve |