Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
THE FIDELITY BANK
FUQUAY VARINA, NC · FDIC · Mar 2026
HERTFORD SAVINGS BANK, SSB
HERTFORD, NC · FDIC · Mar 2026
TRIAD BUSINESS BANK
GREENSBORO, NC · FDIC · Jan 2026
RIVERSIDE SAVINGS BANK, SSB
ROANOKE RAPIDS, NC · FDIC · Nov 2025
LIFESTORE BK
WEST JEFFERSON, NC · FRB · Oct 2025
PROVIDENCE BANK
ROCKY MOUNT, NC · FDIC · Oct 2025
TARBORO SAVINGS BANK, SSB
TARBORO, NC · FDIC · Oct 2025
LIVE OAK BANKING COMPANY
WILMINGTON, NC · FDIC · Sep 2025
BLUEHARBOR BANK
MOORESVILLE, NC · FDIC · Aug 2025
NORTH ST BK
RALEIGH, NC · FRB · Jun 2025
FIRST CAROLINA BANK
ROCKY MOUNT, NC · FDIC · Jun 2025
JACKSON SAVINGS BANK, SSB
SYLVA, NC · FDIC · May 2025
MORGANTON SAVINGS BANK, S.S.B.
MORGANTON, NC · FDIC · May 2025
MECHANICS & FARMERS BANK
DURHAM, NC · FDIC · Jan 2025
TAYLORSVILLE SAVINGS BANK, SSB
TAYLORSVILLE, NC · FDIC · Dec 2024
SOUTHERN BANK AND TRUST COMPANY
MOUNT OLIVE, NC · FDIC · Oct 2024
NANTAHALA BANK & TRUST COMPANY
FRANKLIN, NC · FDIC · Oct 2024
HOMETRUST BK
ASHEVILLE, NC · FRB · Jul 2024
LUMBEE GUARANTY BANK
PEMBROKE, NC · FDIC · Jul 2024
UWHARRIE BK
ALBEMARLE, NC · FRB · May 2024
FIRST FEDERAL BANK
DUNN, NC · OCC · Mar 2024
KS BANK, INC.
SMITHFIELD, NC · FDIC · Feb 2024
PEOPLES BANK
NEWTON, NC · FDIC · Dec 2023
FIRST BK
SOUTHERN PINES, NC · FRB · Nov 2023
FARMERS & MERCHANTS BANK
GRANITE QUARRY, NC · FDIC · Oct 2023
FIRST-CITIZENS BANK & TRUST COMPANY
RALEIGH, NC · FDIC · Aug 2023
BANK OF OAK RIDGE
OAK RIDGE, NC · FRB · Jun 2023
WAKE FOREST FS & LA
WAKE FOREST, NC · OCC · May 2023
PIEDMONT FEDERAL SAVINGS BANK
WINSTON SALEM, NC · OCC · May 2023
FIRST FSB OF LINCOLNTON
LINCOLNTON, NC · OCC · May 2023
NEW REPUBLIC BANK
CHARLOTTE, NC · FDIC · May 2023
COASTAL BK & TR
JACKSONVILLE, NC · FRB · Nov 2022
ROXBORO SAVINGS BANK, SSB
ROXBORO, NC · FDIC · Nov 2022
CEDAR HILL NATIONAL BANK
CHARLOTTE, NC · OCC · Aug 2022
AMERICAN BANK OF THE CAROLINAS
MONROE, NC · FDIC · Oct 2021
BELMONT SAVINGS BANK, SSB
BELMONT, NC · FDIC · Aug 2021 ⚠
BLACK MOUNTAIN SAVINGS BANK, SSB
BLACK MOUNTAIN, NC · FDIC · May 2020 ⚠
BANK OF OAK RIDGE
OAK RIDGE, NC · FDIC · Apr 2020 ⚠
NEW REPUBLIC SAVINGS BANK
ROANOKE RAPIDS, NC · OCC · Jun 2019 ⚠
BELMONT FEDERAL SAVINGS & LOAN ASSOCIATION
BELMONT, NC · OCC · Feb 2019 ⚠
GREAT ST BK
WILKESBORO, NC · FRB · Nov 2017 ⚠
LIFESTORE BANK
WEST JEFFERSON, NC · OCC · Jul 2017 ⚠
FOUR OAKS B&TC
FOUR OAKS, NC · FRB · May 2016 ⚠
NEWBRIDGE BK
GREENSBORO, NC · FRB · Jul 2015 ⚠
NORTH STATE BANK
RALEIGH, NC · FDIC · Aug 2014 ⚠
FIRST BANK
SOUTHERN PINES, NC · FDIC · Mar 2014 ⚠
CABARRUS B&TC
CONCORD, NC · FRB · Jun 2013 ⚠
FIRST NATIONAL BANK OF SHELBY
SHELBY, NC · OCC · Sep 2011 ⚠
ANSON B&TC
WADESBORO, NC · FRB · May 2011 ⚠
LIFESTORE BANK
WEST JEFFERSON, NC · OTS · Sep 2010 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| FUQUAY VARINA | FDIC | $4.5B | Mar 2026 | Satisfactory | |
| HERTFORD | FDIC | $20M | Mar 2026 | Satisfactory | |
| GREENSBORO | FDIC | $537M | Jan 2026 | Satisfactory | |
| ROANOKE RAPIDS |
| FDIC |
| $94M |
| Nov 2025 |
| Satisfactory |
| WEST JEFFERSON | FRB | — | Oct 2025 | Satisfactory |
| ROCKY MOUNT | FDIC | $1.5B | Oct 2025 | Satisfactory |
| TARBORO | FDIC | $55M | Oct 2025 | Satisfactory |
| WILMINGTON | FDIC | $15.2B | Sep 2025 | Satisfactory |
| MOORESVILLE | FDIC | $623M | Aug 2025 | Satisfactory |
| RALEIGH | FRB | — | Jun 2025 | Satisfactory |
| ROCKY MOUNT | FDIC | $3.4B | Jun 2025 | Satisfactory |
| SYLVA | FDIC | $31M | May 2025 | Satisfactory |
| MORGANTON | FDIC | $109M | May 2025 | Satisfactory |
| DURHAM | FDIC | $489M | Jan 2025 | Satisfactory |
| TAYLORSVILLE | FDIC | $222M | Dec 2024 | Satisfactory |
| MOUNT OLIVE | FDIC | $5.3B | Oct 2024 | Satisfactory |
| FRANKLIN | FDIC | $286M | Oct 2024 | Satisfactory |
| ASHEVILLE | FRB | — | Jul 2024 | Satisfactory |
| PEMBROKE | FDIC | $560M | Jul 2024 | Satisfactory |
| ALBEMARLE | FRB | — | May 2024 | Satisfactory |
| DUNN | OCC | — | Mar 2024 | Satisfactory |
| SMITHFIELD | FDIC | $873M | Feb 2024 | Satisfactory |
| NEWTON | FDIC | $1.7B | Dec 2023 | Satisfactory |
| SOUTHERN PINES | FRB | — | Nov 2023 | Satisfactory |
| GRANITE QUARRY | FDIC | $986M | Oct 2023 | Satisfactory |
| RALEIGH | FDIC | $235.5B | Aug 2023 | Satisfactory |
| OAK RIDGE | FRB | — | Jun 2023 | Satisfactory |
| WAKE FOREST | OCC | — | May 2023 | Satisfactory |
| WINSTON SALEM | OCC | — | May 2023 | Satisfactory |
| LINCOLNTON | OCC | — | May 2023 | Satisfactory |
| CHARLOTTE | FDIC | $239M | May 2023 | Satisfactory |
| JACKSONVILLE | FRB | — | Nov 2022 | Satisfactory |
| ROXBORO | FDIC | $358M | Nov 2022 | Satisfactory |
| CHARLOTTE | OCC | $16M | Aug 2022 | Satisfactory |
| MONROE | FDIC | $243M | Oct 2021 | Satisfactory |
| BELMONT | FDIC | $156M | Aug 2021⚠ | Satisfactory |
| BLACK MOUNTAIN | FDIC | $43M | May 2020⚠ | Satisfactory |
| OAK RIDGE | FDIC | $655M | Apr 2020⚠ | Satisfactory |
| ROANOKE RAPIDS | OCC | — | Jun 2019⚠ | Satisfactory |
| BELMONT | OCC | — | Feb 2019⚠ | Satisfactory |
| WILKESBORO | FRB | — | Nov 2017⚠ | Satisfactory |
| WEST JEFFERSON | OCC | — | Jul 2017⚠ | Satisfactory |
| FOUR OAKS | FRB | — | May 2016⚠ | Satisfactory |
| GREENSBORO | FRB | — | Jul 2015⚠ | Satisfactory |
| RALEIGH | FDIC | $1.5B | Aug 2014⚠ | Satisfactory |
| SOUTHERN PINES | FDIC | $12.9B | Mar 2014⚠ | Satisfactory |
| CONCORD | FRB | — | Jun 2013⚠ | Satisfactory |
| SHELBY | OCC | — | Sep 2011⚠ | Satisfactory |
| WADESBORO | FRB | — | May 2011⚠ | Satisfactory |
| WEST JEFFERSON | OTS | $503M | Sep 2010⚠ | Satisfactory |