Banks & credit unions · Search Michigan banks
117 rated banks · 170 credit unions
Michigan has 117 banks with a current CRA rating and 170 active credit unions regulated by the NCUA. 7 earned Outstanding, 2 need to improve.
Outstanding
7
6.0%
Satisfactory
108
92.3%
Needs to Improve
2
1.7%
Substantial Noncompliance
0
0.0%
WEST SHORE BANK
LUDINGTON, MI · FDIC · Mar 2026
THE MINERS STATE BANK
IRON RIVER, MI · FDIC · Dec 2025
RANGE BANK
MARQUETTE, MI · FDIC · Dec 2025
1ST STATE BANK
SAGINAW, MI · FDIC · Dec 2025
CENTURY BANK AND TRUST
COLDWATER, MI · FDIC · Dec 2025
HONOR BANK
HONOR, MI · FDIC · Nov 2025
HURON CMNTY BK
EAST TAWAS, MI · FRB · Oct 2025
BAY PORT STATE BANK
BAY PORT, MI · FDIC · Oct 2025
SUPERIOR NATIONAL BANK
HANCOCK, MI · OCC · Sep 2025
CAPITOL NATIONAL BANK
LANSING, MI · OCC · Aug 2025
FIRST ST BK
EASTPOINTE, MI · FRB · Aug 2025
SOUTHERN MICHIGAN BANK & TRUST
COLDWATER, MI · FDIC · Aug 2025
UNITED BANK OF MICHIGAN
GRAND RAPIDS, MI · FDIC · Aug 2025
CITIZENS NATIONAL BANK OF CHEBOYGAN
CHEBOYGAN, MI · OCC · Jul 2025
GRAND RIVER BK
GRANDVILLE, MI · FRB · Jul 2025
MERCANTILE BANK
GRAND RAPIDS, MI · FDIC · Jul 2025
BANK MI
BROOKLYN, MI · FRB · Jun 2025
BANK OF ANN ARBOR
ANN ARBOR, MI · FDIC · May 2025
THE SHELBY STATE BANK
SHELBY, MI · FDIC · May 2025
KALAMAZOO COUNTY STATE BANK
SCHOOLCRAFT, MI · FDIC · Apr 2025
THUMB B&TC
PIGEON, MI · FRB · Mar 2025
FIRST CMNTY BK
HARBOR SPRINGS, MI · FRB · Feb 2025
COMMERCIAL BANK
ITHACA, MI · FDIC · Feb 2025
UNIVERSITY BANK
ANN ARBOR, MI · FDIC · Feb 2025
SIDNEY STATE BANK
SIDNEY, MI · FDIC · Jan 2025
WEST MI CMNTY BK
HUDSONVILLE, MI · FRB · Nov 2024
FIRST BANK, UPPER MICHIGAN
GLADSTONE, MI · FDIC · Nov 2024
CHOICEONE BK
SPARTA, MI · FRB · Oct 2024
STATE SAVINGS BANK
FRANKFORT, MI · FDIC · Aug 2024
G W JONES EXCHANGE BK
MARCELLUS, MI · FRB · Jul 2024
FIRST NATIONAL BANK OF AMERICA
EAST LANSING, MI · OCC · Jun 2024
LAKE-OSCEOLA STATE BANK
BALDWIN, MI · FDIC · Jun 2024
NORTHERN INTERSTATE BANK, NATIONAL ASSOCIATION
NORWAY, MI · OCC · Apr 2024
CHELSEA ST BK
CHELSEA, MI · FRB · Feb 2024
HIGHPOINT COMMUNITY BANK
HASTINGS, MI · FDIC · Feb 2024
FIRST NATIONAL BANK OF MICHIGAN
KALAMAZOO, MI · OCC · Jan 2024
STURGIS BANK & TRUST COMPANY
STURGIS, MI · FDIC · Jan 2024
ISABELLA BK
MOUNT PLEASANT, MI · FRB · Nov 2023
FIRST INDEPENDENCE BANK
DETROIT, MI · FDIC · Nov 2023
INDEPENDENT BK
GRAND RAPIDS, MI · FRB · Oct 2023
BLISSFIELD ST BK
BLISSFIELD, MI · FRB · Oct 2023
THE FIRST NATIONAL BANK OF WAKEFIELD
WAKEFIELD, MI · OCC · Oct 2023
THE DART BANK
MASON, MI · FDIC · Sep 2023
TRI-COUNTY BK
BROWN CITY, MI · FRB · Aug 2023
EASTERN MI BK
CROSWELL, MI · FRB · Jul 2023
NORTHPOINTE BANK
GRAND RAPIDS, MI · FDIC · Jul 2023
OXFORD BK
OXFORD, MI · FRB · May 2023
UPPER PENINSULA STATE BANK
ESCANABA, MI · FDIC · May 2023
HURON VALLEY STATE BANK
MILFORD, MI · FDIC · Apr 2023
NORTHSTAR BK
BAD AXE, MI · FRB · Feb 2023
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| LUDINGTON | FDIC | $828M | Mar 2026 | Satisfactory | |
| IRON RIVER | FDIC | $141M | Dec 2025 | Satisfactory | |
| MARQUETTE | FDIC | $620M | Dec 2025 | Satisfactory | |
| SAGINAW |
| FDIC |
| $484M |
| Dec 2025 |
| Satisfactory |
| COLDWATER | FDIC | $495M | Dec 2025 | Satisfactory |
| HONOR | FDIC | $413M | Nov 2025 | Satisfactory |
| EAST TAWAS | FRB | — | Oct 2025 | Satisfactory |
| BAY PORT | FDIC | $150M | Oct 2025 | Satisfactory |
| HANCOCK | OCC | $1.1B | Sep 2025 | Satisfactory |
| LANSING | OCC | $200M | Aug 2025 | Satisfactory |
| EASTPOINTE | FRB | — | Aug 2025 | Satisfactory |
| COLDWATER | FDIC | $1.7B | Aug 2025 | Satisfactory |
| GRAND RAPIDS | FDIC | $1.1B | Aug 2025 | Satisfactory |
| CHEBOYGAN | OCC | $464M | Jul 2025 | Satisfactory |
| GRANDVILLE | FRB | — | Jul 2025 | Satisfactory |
| GRAND RAPIDS | FDIC | $6.4B | Jul 2025 | Satisfactory |
| BROOKLYN | FRB | — | Jun 2025 | Satisfactory |
| ANN ARBOR | FDIC | $3.3B | May 2025 | Satisfactory |
| SHELBY | FDIC | $392M | May 2025 | Satisfactory |
| SCHOOLCRAFT | FDIC | $121M | Apr 2025 | Satisfactory |
| PIGEON | FRB | — | Mar 2025 | Satisfactory |
| HARBOR SPRINGS | FRB | — | Feb 2025 | Satisfactory |
| ITHACA | FDIC | $564M | Feb 2025 | Satisfactory |
| ANN ARBOR | FDIC | $1.1B | Feb 2025 | Satisfactory |
| SIDNEY | FDIC | $143M | Jan 2025 | Satisfactory |
| HUDSONVILLE | FRB | — | Nov 2024 | Satisfactory |
| GLADSTONE | FDIC | $632M | Nov 2024 | Satisfactory |
| SPARTA | FRB | — | Oct 2024 | Satisfactory |
| FRANKFORT | FDIC | $405M | Aug 2024 | Satisfactory |
| MARCELLUS | FRB | — | Jul 2024 | Satisfactory |
| EAST LANSING | OCC | $6.8B | Jun 2024 | Satisfactory |
| BALDWIN | FDIC | $481M | Jun 2024 | Satisfactory |
| NORWAY | OCC | — | Apr 2024 | Satisfactory |
| CHELSEA | FRB | — | Feb 2024 | Satisfactory |
| HASTINGS | FDIC | $597M | Feb 2024 | Satisfactory |
| KALAMAZOO | OCC | $982M | Jan 2024 | Satisfactory |
| STURGIS | FDIC | $1.0B | Jan 2024 | Satisfactory |
| MOUNT PLEASANT | FRB | — | Nov 2023 | Satisfactory |
| DETROIT | FDIC | $875M | Nov 2023 | Satisfactory |
| GRAND RAPIDS | FRB | — | Oct 2023 | Satisfactory |
| BLISSFIELD | FRB | — | Oct 2023 | Satisfactory |
| WAKEFIELD | OCC | $53M | Oct 2023 | Satisfactory |
| MASON | FDIC | $1.4B | Sep 2023 | Satisfactory |
| BROWN CITY | FRB | — | Aug 2023 | Satisfactory |
| CROSWELL | FRB | — | Jul 2023 | Satisfactory |
| GRAND RAPIDS | FDIC | $7.4B | Jul 2023 | Satisfactory |
| OXFORD | FRB | — | May 2023 | Satisfactory |
| ESCANABA | FDIC | $371M | May 2023 | Satisfactory |
| MILFORD | FDIC | $287M | Apr 2023 | Satisfactory |
| BAD AXE | FRB | — | Feb 2023 | Satisfactory |