Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$990M
Net Income
$1M
ROA
0.27%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.00%
Risk-Based Capital
14.52%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 500 | 82.2% | 9.20% |
| 2023 | 559 | 82.65% | 8.05% |
| 2022 | 653 | 86.06% | 8.27% |
| 2021 | 152 | 88.82% | 5.92% |
| 2020 | 159 | 79.87% | 11.32% |
| 2019 | 314 | 77.07% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 1998 | Outstanding | Small Bank |
| Oct 1995 | Satisfactory | Not Reported |
| Aug 1993 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Total Branches
37
Branch Deposits
$1.3B
1-Year Change
0
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Preview:
| 2018 | 97 | 75.26% | 15.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red