Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
THE EAST CAROLINA BANK
ClosedENGELHARD, NC · FDIC · Nov 2010
WACCAMAW BK
WHITEVILLE, NC · FRB · Oct 2010 ⚠
LIFESTORE BANK
WEST JEFFERSON, NC · OTS · Sep 2010 ⚠
FOREST COMMERCIAL BANK
ClosedASHEVILLE, NC · FDIC · Aug 2010
RBC BK USA
RALEIGH, NC · FRB · Jun 2010 ⚠
HARRINGTON BANK, FSB
ClosedCHAPEL HILL, NC · OTS · Jun 2010
PISGAH COMMUNITY BANK
ClosedASHEVILLE, NC · FDIC · Jun 2010
BANK OF GRANITE
ClosedCHARLOTTE, NC · FDIC · Apr 2010
FIRST FSB OF LINCOLNTON
LINCOLNTON, NC · OTS · Mar 2010 ⚠
THE BANK OF ASHEVILLE
ClosedASHEVILLE, NC · FDIC · Feb 2010
GREAT STATE BANK
ClosedWILKESBORO, NC · FDIC · Feb 2010
KEYSOURCE COMMERCIAL BANK
ClosedDURHAM, NC · FDIC · Nov 2009
FIRST FEDERAL BANK
DUNN, NC · OTS · Oct 2009 ⚠
HOMETRUST BANK
ClosedCLYDE, NC · OTS · Oct 2009
MOUNT GILEAD S & LA
ClosedMOUNT GILEAD, NC · OTS · Aug 2009
CITIZENS SOUTH BANK
ClosedGASTONIA, NC · OTS · Aug 2009
PARKWAY BANK
ClosedLENOIR, NC · FDIC · Apr 2009
COOPERATIVE BANK
ClosedWILMINGTON, NC · FDIC · Feb 2009
AMERICAN COMMUNITY BANK
ClosedMONROE, NC · FDIC · Jan 2009
FIRST S & LA
ClosedMEBANE, NC · OTS · Dec 2008
WAKE FOREST FS & LA
ClosedWAKE FOREST, NC · OTS · Dec 2008
NEW REPUBLIC SAVINGS BANK
ClosedROANOKE RAPIDS, NC · OTS · Dec 2008
GREYSTONE BANK
ClosedRALEIGH, NC · FDIC · Dec 2008
CAPE FEAR BANK
ClosedWILMINGTON, NC · FDIC · Dec 2008
PIEDMONT FEDERAL SAVINGS BANK
WINSTON SALEM, NC · OTS · Dec 2008 ⚠
GATEWAY B&TC
ELIZABETH CITY, NC · FRB · Sep 2008 ⚠
BELMONT FS & LA
ClosedBELMONT, NC · OTS · Jun 2008
MORGANTON FS & LA
ClosedMORGANTON, NC · OTS · Feb 2008
CHERRYVILLE FS & LA
ClosedCHERRYVILLE, NC · OTS · Feb 2008
BANK OF CURRITUCK
MOYOCK, NC · FRB · Jan 2008 ⚠
ANSON BANK & TRUST CO.
ClosedWADESBORO, NC · FDIC · Jun 2007
TRISTONE COMMUNITY BANK
ClosedWINSTON SALEM, NC · FDIC · Apr 2007
UNITED COMMUNITY BANK
ClosedMURPHY, NC · FDIC · Oct 2006
NEW CENTURY BANK SOUTH
ClosedFAYETTEVILLE, NC · FDIC · Oct 2006
FNB SOUTHEAST
ClosedREIDSVILLE, NC · FRB · Jul 2006
WACHOVIA BANK OF DELAWARE, N.A.
WILMINGTON, NC · OCC · Jun 2006 ⚠
CAROLINA COMMERCE BANK
ClosedGASTONIA, NC · FDIC · Jun 2006
FIRST GASTON BANK OF NORTH CAROLINA
ClosedGASTONIA, NC · FDIC · Jun 2006
BLUE RIDGE SAVINGS BANK, INC.
ClosedASHEVILLE, NC · OTS · Apr 2006
FIRST CHARTER BK
CHARLOTTE, NC · FRB · Mar 2006 ⚠
LONGLEAF COMMUNITY BANK
ClosedROCKINGHAM, NC · FDIC · Feb 2006
CABARRUS BANK & TRUST COMPANY
ClosedCONCORD, NC · FDIC · Sep 2005
ALAMANCE BANK
ClosedGRAHAM, NC · FDIC · Jul 2005
THE SCOTTISH BANK
ClosedCHARLOTTE, NC · FDIC · Jul 2005
SOUTHERN CMNTY B&TC
WINSTON-SALEM, NC · FRB · Jun 2005 ⚠
CATAWBA VALLEY BANK
ClosedHICKORY, NC · FDIC · Jan 2005
PORT CITY CAPITAL BANK
ClosedWILMINGTON, NC · FDIC · Dec 2004
INDUSTRIAL FEDERAL SAVINGS BANK
ClosedLEXINGTON, NC · OTS · Nov 2004
MOORESVILLE SAVINGS BANK, SSB
ClosedMOORESVILLE, NC · FDIC · Nov 2004
HOME SAVINGS BANK, SSB OF EDEN
ClosedEDEN, NC · FDIC · May 2004
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
THE EAST CAROLINA BANKClosed | ENGELHARD | FDIC | $866M | Nov 2010 | Satisfactory |
| WHITEVILLE | FRB | — | Oct 2010⚠ | Needs to Improve | |
| WEST JEFFERSON | OTS | $503M | Sep 2010⚠ | Satisfactory |
FOREST COMMERCIAL BANKClosed | ASHEVILLE | FDIC | $157M | Aug 2010 | Satisfactory |
| RALEIGH | FRB | — | Jun 2010⚠ | Satisfactory |
HARRINGTON BANK, FSBClosed | CHAPEL HILL | OTS | $225M | Jun 2010 | Satisfactory |
PISGAH COMMUNITY BANKClosed | ASHEVILLE | FDIC | $22M | Jun 2010 | Satisfactory |
BANK OF GRANITEClosed | CHARLOTTE | FDIC | $667M | Apr 2010 | Satisfactory |
| LINCOLNTON | OTS | $478M | Mar 2010⚠ | Outstanding |
THE BANK OF ASHEVILLEClosed | ASHEVILLE | FDIC | $205M | Feb 2010 | Satisfactory |
GREAT STATE BANKClosed | WILKESBORO | FDIC | $144M | Feb 2010 | Satisfactory |
| DURHAM | FDIC | $183M | Nov 2009 | Satisfactory |
| DUNN | OTS | $272M | Oct 2009⚠ | Outstanding |
HOMETRUST BANKClosed | CLYDE | OTS | — | Oct 2009 | Outstanding |
MOUNT GILEAD S & LAClosed | MOUNT GILEAD | OTS | — | Aug 2009 | Outstanding |
CITIZENS SOUTH BANKClosed | GASTONIA | OTS | $938M | Aug 2009 | Satisfactory |
PARKWAY BANKClosed | LENOIR | FDIC | $110M | Apr 2009 | Satisfactory |
COOPERATIVE BANKClosed | WILMINGTON | FDIC | $967M | Feb 2009 | Satisfactory |
AMERICAN COMMUNITY BANKClosed | MONROE | FDIC | $539M | Jan 2009 | Satisfactory |
FIRST S & LAClosed | MEBANE | OTS | — | Dec 2008 | Outstanding |
WAKE FOREST FS & LAClosed | WAKE FOREST | OTS | — | Dec 2008 | Satisfactory |
| ROANOKE RAPIDS | OTS | — | Dec 2008 | Satisfactory |
GREYSTONE BANKClosed | RALEIGH | FDIC | $90M | Dec 2008 | Needs to Improve |
CAPE FEAR BANKClosed | WILMINGTON | FDIC | $492M | Dec 2008 | Satisfactory |
| WINSTON SALEM | OTS | $1.3B | Dec 2008⚠ | Satisfactory |
| ELIZABETH CITY | FRB | — | Sep 2008⚠ | Satisfactory |
BELMONT FS & LAClosed | BELMONT | OTS | — | Jun 2008 | Satisfactory |
MORGANTON FS & LAClosed | MORGANTON | OTS | — | Feb 2008 | Satisfactory |
CHERRYVILLE FS & LAClosed | CHERRYVILLE | OTS | — | Feb 2008 | Satisfactory |
| MOYOCK | FRB | — | Jan 2008⚠ | Outstanding |
ANSON BANK & TRUST CO.Closed | WADESBORO | FDIC | $64M | Jun 2007 | Satisfactory |
TRISTONE COMMUNITY BANKClosed | WINSTON SALEM | FDIC | $165M | Apr 2007 | Satisfactory |
UNITED COMMUNITY BANKClosed | MURPHY | FDIC | $1.2B | Oct 2006 | Satisfactory |
NEW CENTURY BANK SOUTHClosed | FAYETTEVILLE | FDIC | $216M | Oct 2006 | Satisfactory |
FNB SOUTHEASTClosed | REIDSVILLE | FRB | $961M | Jul 2006 | Satisfactory |
| WILMINGTON | OCC | — | Jun 2006⚠ | Outstanding |
CAROLINA COMMERCE BANKClosed | GASTONIA | FDIC | $100M | Jun 2006 | Satisfactory |
| GASTONIA | FDIC | $726M | Jun 2006 | Satisfactory |
| ASHEVILLE | OTS | — | Apr 2006 | Satisfactory |
| CHARLOTTE | FRB | — | Mar 2006⚠ | Satisfactory |
LONGLEAF COMMUNITY BANKClosed | ROCKINGHAM | FDIC | $63M | Feb 2006 | Satisfactory |
| CONCORD | FDIC | $126M | Sep 2005 | Satisfactory |
ALAMANCE BANKClosed | GRAHAM | FDIC | $160M | Jul 2005 | Satisfactory |
THE SCOTTISH BANKClosed | CHARLOTTE | FDIC | $270M | Jul 2005 | Satisfactory |
| WINSTON-SALEM | FRB | — | Jun 2005⚠ | Satisfactory |
CATAWBA VALLEY BANKClosed | HICKORY | FDIC | $440M | Jan 2005 | Satisfactory |
PORT CITY CAPITAL BANKClosed | WILMINGTON | FDIC | $211M | Dec 2004 | Satisfactory |
| LEXINGTON | OTS | $174M | Nov 2004 | Outstanding |
| MOORESVILLE | FDIC | $158M | Nov 2004 | Outstanding |
| EDEN | FDIC | $107M | May 2004 | Satisfactory |