Vermont
Community Reinvestment Act ratings · Search Vermont banks
36 banks tracked
Current Rating Distribution
Outstanding
14
38.9%
Satisfactory
22
61.1%
Needs to Improve
0
0.0%
Substantial Noncompliance
0
0.0%
THE FIRST NATIONAL BANK OF ORWELL
ORWELL · OCC · Feb 2022
OutstandingFIRST BRANDON NATIONAL BANK
BRANDON · OCC · Jul 2005
SatisfactoryTHE WOODSTOCK NATIONAL BANK
WOODSTOCK · OCC · Dec 1997
SatisfactoryTHE NATIONAL BANK OF MIDDLEBURY
MIDDLEBURY · OCC · Aug 2024
SatisfactoryCOMMUNITY NATIONAL BANK
DERBY · OCC · Jan 2024
OutstandingVERMONT NATIONAL BANK
BRATTLEBORO · OCC · Jun 1997
SatisfactoryTHE RANDOLPH NATIONAL BANK
RANDOLPH · OCC · Oct 2008
OutstandingTHE BRATTLEBORO SLA, F.A.
BRATTLEBORO · OTS · Jun 2004
OutstandingTHE FACTORY POINT N.B. OF MANCHESTER CTR.
MANCHESTER CENTER · OCC · Nov 2006
OutstandingTHE BANK OF BENNINGTON
BENNINGTON · OTS · Sep 2009
OutstandingSPRINGFIELD S & LA
SPRINGFIELD · OTS · Jun 1992
SatisfactoryMERCHANTS BANK
SOUTH BURLINGTON · FDIC · Aug 2015
SatisfactoryKEY BANK OF VERMONT
BURLINGTON · FDIC · Apr 1997
OutstandingMARBLE BANK
RUTLAND · FDIC · Dec 1994
SatisfactoryPASSUMPSIC SAVINGS BANK
SAINT JOHNSBURY · FDIC · Sep 2024
SatisfactoryWELLS RIVER SAVINGS BANK
WELLS RIVER · FDIC · Nov 2021
SatisfactoryNORTHFIELD SAVINGS BANK
NORTHFIELD · FDIC · Jan 2026
SatisfactoryGRANITE SAVINGS BANK AND TRUST COMPANY
BARRE · FDIC · Jan 1999
SatisfactoryBELLOWS FALLS TRUST COMPANY
BELLOWS FALLS · FDIC · Jan 1993
SatisfactoryFIRST VERMONT BANK AND TRUST COMPANY
BRATTLEBORO · FDIC · Sep 1998
SatisfactoryCHITTENDEN TRUST COMPANY
BURLINGTON · FDIC · Nov 2006
OutstandingLYNDONVILLE SAVINGS BANK AND TRUST COMPANY
LYNDONVILLE · FDIC · Aug 2005
OutstandingUNION BANK
MORRISVILLE · FDIC · May 2024
OutstandingGREEN MOUNTAIN BANK
RUTLAND · FDIC · Sep 1996
SatisfactoryFRANKLIN-LAMOILLE BANK
ST. ALBANS · FDIC · Sep 1999
OutstandingPEOPLES TRUST COMPANY OF ST. ALBANS
SAINT ALBANS · FDIC · Jul 2023
SatisfactoryCITIZENS SAVINGS BANK AND TRUST COMPANY
ST. JOHNSBURY · FDIC · May 2002
SatisfactoryTHE HOWARD BANK, N.A.
BURLINGTON · OCC · Dec 1997
OutstandingLEDYARD NATIONAL BANK
NORWICH · OCC · Oct 2024
SatisfactoryCONNECTICUT RIVER BANK, N.A.
SPRINGFIELD · OCC · Jun 2013
OutstandingVALLEY BANK
WHITE RIVER JUNCTION · FDIC · Nov 1990
SatisfactoryTHE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
BRATTLEBORO · FDIC · Mar 2017
SatisfactoryFIRST COMMUNITY BANK
WOODSTOCK · FDIC · Sep 2002
SatisfactoryBANK OF BURLINGTON
SOUTH BURLINGTON · FDIC · Oct 2024
SatisfactoryBRATTLEBORO S&LA
BRATTLEBORO · FRB · Apr 2023
OutstandingTHE BANK OF BENNINGTON
BENNINGTON · OCC · Aug 2025
Satisfactory
| Bank | City | Regulator | Exam Date | Rating |
|---|---|---|---|---|
| THE FIRST NATIONAL BANK OF ORWELL | ORWELL | OCC | Feb 2022 | Outstanding |
| FIRST BRANDON NATIONAL BANK | BRANDON | OCC | Jul 2005 | Satisfactory |
| THE WOODSTOCK NATIONAL BANK | WOODSTOCK | OCC | Dec 1997 | Satisfactory |
| THE NATIONAL BANK OF MIDDLEBURY | MIDDLEBURY | OCC | Aug 2024 | Satisfactory |
| COMMUNITY NATIONAL BANK | DERBY | OCC | Jan 2024 | Outstanding |
| VERMONT NATIONAL BANK | BRATTLEBORO | OCC | Jun 1997 | Satisfactory |
| THE RANDOLPH NATIONAL BANK | RANDOLPH | OCC | Oct 2008 | Outstanding |
| THE BRATTLEBORO SLA, F.A. | BRATTLEBORO | OTS | Jun 2004 | Outstanding |
| THE FACTORY POINT N.B. OF MANCHESTER CTR. | MANCHESTER CENTER | OCC | Nov 2006 | Outstanding |
| THE BANK OF BENNINGTON | BENNINGTON | OTS | Sep 2009 | Outstanding |
| SPRINGFIELD S & LA | SPRINGFIELD | OTS | Jun 1992 | Satisfactory |
| MERCHANTS BANK | SOUTH BURLINGTON | FDIC | Aug 2015 | Satisfactory |
| KEY BANK OF VERMONT | BURLINGTON | FDIC | Apr 1997 | Outstanding |
| MARBLE BANK | RUTLAND | FDIC | Dec 1994 | Satisfactory |
| PASSUMPSIC SAVINGS BANK | SAINT JOHNSBURY | FDIC | Sep 2024 | Satisfactory |
| WELLS RIVER SAVINGS BANK | WELLS RIVER | FDIC | Nov 2021 | Satisfactory |
| NORTHFIELD SAVINGS BANK | NORTHFIELD | FDIC | Jan 2026 | Satisfactory |
| GRANITE SAVINGS BANK AND TRUST COMPANY | BARRE | FDIC | Jan 1999 | Satisfactory |
| BELLOWS FALLS TRUST COMPANY | BELLOWS FALLS | FDIC | Jan 1993 | Satisfactory |
| FIRST VERMONT BANK AND TRUST COMPANY | BRATTLEBORO | FDIC | Sep 1998 | Satisfactory |
| CHITTENDEN TRUST COMPANY | BURLINGTON | FDIC | Nov 2006 | Outstanding |
| LYNDONVILLE SAVINGS BANK AND TRUST COMPANY | LYNDONVILLE | FDIC | Aug 2005 | Outstanding |
| UNION BANK | MORRISVILLE | FDIC | May 2024 | Outstanding |
| GREEN MOUNTAIN BANK | RUTLAND | FDIC | Sep 1996 | Satisfactory |
| FRANKLIN-LAMOILLE BANK | ST. ALBANS | FDIC | Sep 1999 | Outstanding |
| PEOPLES TRUST COMPANY OF ST. ALBANS | SAINT ALBANS | FDIC | Jul 2023 | Satisfactory |
| CITIZENS SAVINGS BANK AND TRUST COMPANY | ST. JOHNSBURY | FDIC | May 2002 | Satisfactory |
| THE HOWARD BANK, N.A. | BURLINGTON | OCC | Dec 1997 | Outstanding |
| LEDYARD NATIONAL BANK | NORWICH | OCC | Oct 2024 | Satisfactory |
| CONNECTICUT RIVER BANK, N.A. | SPRINGFIELD | OCC | Jun 2013 | Outstanding |
| VALLEY BANK | WHITE RIVER JUNCTION | FDIC | Nov 1990 | Satisfactory |
| THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION | BRATTLEBORO | FDIC | Mar 2017 | Satisfactory |
| FIRST COMMUNITY BANK | WOODSTOCK | FDIC | Sep 2002 | Satisfactory |
| BANK OF BURLINGTON | SOUTH BURLINGTON | FDIC | Oct 2024 | Satisfactory |
| BRATTLEBORO S&LA | BRATTLEBORO | FRB | Apr 2023 | Outstanding |
| THE BANK OF BENNINGTON | BENNINGTON | OCC | Aug 2025 | Satisfactory |