So Burlington, VT · Federal Credit Union · Chartered in VT
Who can join
Employer / occupational group
Members
62,966
Net Worth Ratio
10.68%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$1.13B
Total Shares
$1.00B
Total Loans
$899.8M
Net Income
$2.4M
Net Worth Ratio
10.68%
≥7% = Well Capitalized
Members
62,966
Return on Assets
0.22%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.41%
$3.7M
| Year | Applications | Originated | Denials | Orig. Rate | Denial Rate |
|---|---|---|---|---|---|
| 2023 | 1,254 | 734 | 317 | 58.5% | 25.3% |
| 2022 | 1,201 | 904 | 181 | 75.3% | 15.1% |
| 2021 | 1,425 | 1,098 | 139 | 77.0% | 9.8% |
No CFPB complaint data available for this credit union.
Kennedy Drive
275 Kennedy Dr, South Burlington, VT, 05403-6706
M-F 8:30-5pm
Middlebury Office
1 Court St, Middlebury, VT, 05753
Monday and Friday 8:30 to 6:00 Tuesday thru Thursday 8:30 to 5:00 Saturday 9:00 to 12:00
St Albans - Old Orchard
55 Old Orchard Rd, Saint Albans, VT, 05478-2053
Monday and Friday 8:30 to 6:00 Tuesday thru Thursday 8:30 to 5:00 Saturday 9:00 to 12:00
Vergennes Office
100 Panton Rd, Vergennes, VT, 05491
Monday to Thursday 9:00 to 4:00 Friday 9:00 to 5:00
Milton
4 Centre Dr, Milton, VT, 05468
8:30 to 5:00 M-F 9:00 to 12:00 Saturday
Essex Office
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<a href="https://bankscorer.com/credit-union/vermont" target="_blank" rel="noopener">View VERMONT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 89.9%· healthy range 60–80%
1 Carmichael St, Essex Jct, VT, 05452
Monday thru Friday 8:30-5:00
Barre Branch
315 N Main St, Barre, VT, 05641
Monday - Friday 8:30am - 5:00pm
Burlington Branch
84 Pine St, Burlington, VT, 05401-4441
Monday and Friday 8:30 to 5:00
Rutland
2 S Main St, Rutland, VT, 05701-4262
M-F 8:30am-5pm