Saint Johnsbury, VT · Federal Credit Union · Chartered in VT
Who can join
Employer / occupational group
Members
4,166
Net Worth Ratio
14.41%
min. 7% = Well Capitalized
Contact & Details
NCUAWebsite
Phone
Address
Branch Locations
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
Total Assets
$43.7M
Total Shares
$37.0M
Total Loans
$28.0M
Net Income
$35K
Net Worth Ratio
14.41%
≥7% = Well Capitalized
Members
4,166
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$88K
No HMDA mortgage lending data on record for this credit union.
No CFPB complaint data available for this credit union.
Main Office
1004 Memorial Dr, Saint Johnsbury, VT, 05819
9 - 5 M - Th 9 - 6 Friday 8:30 - 12 Saturday
Branch
218 Dells Rd, Littleton, NH, 03561
9 - 5 M - Th 9 - 6 Friday 8:30 - 12 Saturday
Langdon, NH
181 River St, Alstead, NH, 03602
8:30 - 5:00 M-Thurs.8:30 - 5:00 Friday8:30 - 12:00 Saturday
Claremont
98 Charlestown Rd, Claremont, NH, 03743
8:30 - 5
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<a href="https://bankscorer.com/credit-union/northern-lights" target="_blank" rel="noopener">View NORTHERN LIGHTS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.
Loan-to-share ratio: 75.5%· healthy range 60–80%