ST. PATRICK'S PARISH
Fairfield, VT · State Credit Union · Chartered in VT
Who can join
State government employees (special charter)
Members
290
Net Worth Ratio
5.67%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$533K
Peer Group 1
Members
290
as of latest quarter
Net Worth Ratio
5.67%
Undercapitalized
Institution Profile
NCUAPhone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$533K
Total Shares
$503K
Total Loans
$417K
Net Income
$-5,482
Net Worth Ratio
5.67%
≥7% = Well Capitalized
Members
290
Return on Assets
-1.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
2.76%
$12K
Loan-to-share ratio: 82.9%· healthy range 60–80%
Branch Locations
NCUAMain
4552 VT Route 36, Fairfield, VT, 05455
4:30 PM to 8:30 PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/st-patricks-parish" target="_blank" rel="noopener">View ST. PATRICK'S PARISH on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.