ONE
Springfield, VT · State Credit Union · Chartered in VT
Who can join
State government employees (special charter)
Members
18,255
Net Worth Ratio
7.77%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$263.2M
Peer Group 5
Members
18,255
as of latest quarter
Net Worth Ratio
7.77%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$263.2M
Total Shares
$245.3M
Total Loans
$191.7M
Net Worth Ratio
7.77%
≥7% = Well Capitalized
Members
18,255
Delinquency Rate (60d+)
0.69%
$1.3M
Loan-to-share ratio: 78.2%· healthy range 60–80%
Branch Locations
NCUASPRINGFIELD OFFICE
380 RIVER ST, SPRINGFIELD, VT, 05156
LOBBY HOURS MON-FRI 9 AM - 5 PM DRIVE-UP HOURS MON-FRI 8:30 AM - 5 PM
VERGENNES OFFICE
48 Green St, Vergennes, VT, 05491
LOBBY HOURS MON-FRI 9 AM - 5 PM
BARRE OFFICE
560 S BARRE RD, BARRE, VT, 05641
LOBBY HOURS MON-FRI 9AM - 5 PM DRIVE-UP HOURS MON-FRI 9 AM 5 PM
CHESTER OFFICE
569 VT ROUTE 103 S, CHESTER, VT, 05143
LOBBY HOURS MON-FRI 9 AM - 5 PM DRIVE UP HOURS MON-FRIDAY 8:30 AM - 5 PM
CLAREMONT OFFICE
5 KINNEY PL, CLAREMONT, NH, 03743
LOBBY HOURS MON-FRI 9 AM - 5 PM DRIVE-UP HOURS MON-FRI 8:30 AM - 5 PM
CLINTON STREET
55 CLINTON ST, SPRINGFIELD, VT, 05156
ITM HOURS MON - FRI 8:30AM - 5PM ATM 24/7
ESSEX OFFICE
1 Market Pl, Essex Junction, VT, 05452
LOBBY HOURS MON-FRI 9 AM - 5 PM
NEWPORT OFFICE
70 John Stark Hwy, Newport, NH, 03773-1811
LOBBY HOURS MON-FRI 9 AM - 5 PM DRIVE UP HOURS MON-FRIDAY 8:30am-5pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/one" target="_blank" rel="noopener">View ONE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.