HERITAGE FAMILY
Rutland, VT · Federal Credit Union · Chartered in VT
Who can join
Community / multiple bond
Members
54,726
Net Worth Ratio
11.95%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$852.9M
Peer Group 6
Members
54,726
as of latest quarter
Net Worth Ratio
11.95%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$852.9M
Total Shares
$718.4M
Total Loans
$634.7M
Net Worth Ratio
11.95%
≥7% = Well Capitalized
Members
54,726
Delinquency Rate (60d+)
0.48%
$3.1M
Loan-to-share ratio: 88.4%· healthy range 60–80%
Branch Locations
NCUAOperations Center
26 Allen St, Rutland, VT, 05701
Monday to Friday 8:00 AM to 5:00 PM Saturday 9 a.m. to 12 p.m.
Branch
50 West St, Rutland, VT, 05701
Monday to Friday 9:00 a.m. to 5:00 p.m. Saturday 9 a.m. to 12:00 p.m.
Branch Office
67 Washington St, Fair Haven, VT, 05743
Mon. thru Thur.: 9:00 AM to 5:00 PM Fri.: 9:00 am to 5:00 PM
Student Branch Office
321 Park St, Bennington, VT, 05201
Mon., Thur., & Fri.: 8:30 AM to 10:00 AM
Branch Office
2826 VT Route 100, South Londonderry, VT, 05155
Monday-Thursday 9:00 AM - 5:00 PM Friday 9:00 AM - 5:00 PM
Branch Office
198 Main St, Ludlow, VT, 05149
Mon - Thur: 9:00 AM to 5:00 PMFri: 9:00 AM to 5:00 PM
Hooksett Branch
1337 Hooksett Rd, Hooksett, NH, 03106
9:00 AM to 5:00 PM
Branch Office
11 Baker Farm Rd, Manchester Center, VT, 05255-9607
Mon - Fri: 9:00 AM to 5:00 PM
Branch Office
643 Main St, Castleton, VT, 05735
9:00 AM to 5:00 PM
1340 Franklin St
1340 Franklin St, Brandon, VT, 05733
9 a.m. to 5 p.m. EST
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/heritage-family" target="_blank" rel="noopener">View HERITAGE FAMILY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.