BANK OF BURLINGTON

S BURLINGTON, VT · Supervised by FDIC

Est. 2022FDIC #59,298RSSD: FDIC-59298

Satisfactory

Current rating · Exam: October 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.15%

Institution Profile

FDIC BankFind

Website

www.thebusinessbank.com

Address

30 Kimball Ave, S BURLINGTON, VT

County

Chittenden County

Established

August 2, 2022

Total Assets

$287M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Oct 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$287M

Total Deposits

$251M

Net Loans

$205M

Net Income

$-110K

ROA

-0.15%

ROE

-1.27%

Risk-Based Capital

16.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$243M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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