Banks & credit unions · Search Kentucky banks
173 rated banks · 52 credit unions
Kentucky has 173 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 28 earned Outstanding, 1 needs to improve.
Outstanding
28
16.2%
Satisfactory
144
83.2%
Needs to Improve
1
0.6%
Substantial Noncompliance
0
0.0%
UNITED CITIZENS BANK & TRUST COMPANY
CAMPBELLSBURG, KY · FDIC · Sep 2025
BEDFORD LOAN & DEPOSIT BANK
BEDFORD, KY · FDIC · Aug 2025
CUMBERLAND VALLEY NATIONAL BANK & TRUST COMPANY
LONDON, KY · OCC · Jul 2025
FIRST & FARMERS NATIONAL BANK, INC.
SOMERSET, KY · OCC · Jun 2025
UNITED CUMBERLAND BANK
WHITLEY CITY, KY · FDIC · Mar 2025
STOCK YARDS BANK & TRUST COMPANY
LOUISVILLE, KY · FDIC · Aug 2024
COMMUNITY TR BK INC
PIKEVILLE, KY · FRB · Feb 2024
UNITED CITIZENS BANK OF SOUTHERN KENTUCKY
COLUMBIA, KY · FDIC · Dec 2023
WHITAKER BK
LEXINGTON, KY · FRB · Nov 2023
FARMERS STATE BANK
BOONEVILLE, KY · FDIC · Sep 2023
FNB BANK, INC.
MAYFIELD, KY · FDIC · Jul 2023
REPUBLIC BANK & TRUST COMPANY
LOUISVILLE, KY · FDIC · Jun 2023
BANK OF EDMONSON COUNTY
BROWNSVILLE, KY · FDIC · Dec 2022
THE FIRST NATIONAL BANK OF MANCHESTER
MANCHESTER, KY · OCC · Nov 2022
CITIZENS FS & LA
COVINGTON, KY · OCC · Oct 2022
FIRST FS & LA
MOREHEAD, KY · OCC · May 2022
PEOPLES BK
MARION, KY · FRB · Mar 2022
CITIZENS BK OF KY
PAINTSVILLE, KY · FRB · Nov 2021
PEOPLES B&TC OF MADISON CTY
BEREA, KY · FRB · Aug 2019 ⚠
COMMUNITY FINANCIAL SERVICES BANK
BENTON, KY · FDIC · Feb 2017 ⚠
KENTUCKY FS & LA
COVINGTON, KY · OCC · May 2014 ⚠
FARMERS BK
HARDINSBURG, KY · FRB · Mar 2012 ⚠
LEITCHFIELD DEPOSIT B&TC
LEITCHFIELD, KY · FRB · May 2011 ⚠
HERITAGE BANK
HOPKINSVILLE, KY · OCC · Mar 2011 ⚠
CITIZENS DEPOSIT B&TC
VANCEBURG, KY · FRB · Jun 2006 ⚠
FIFTH THIRD BK KY
LOUISVILLE, KY · FRB · Mar 2001 ⚠
BK OF LOUISVILLE
LOUISVILLE, KY · FRB · Sep 2000 ⚠
CARROLLTON FEDERAL BANK, FSB
CARROLLTON, KY · OTS · Aug 1997 ⚠
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| CAMPBELLSBURG | FDIC | $226M | Sep 2025 | Outstanding | |
| BEDFORD | FDIC | $120M | Aug 2025 | Outstanding | |
| LONDON | OCC | $833M | Jul 2025 | Outstanding | |
| SOMERSET |
| OCC |
| $680M |
| Jun 2025 |
| Outstanding |
| WHITLEY CITY | FDIC | $459M | Mar 2025 | Outstanding |
| LOUISVILLE | FDIC | $9.5B | Aug 2024 | Outstanding |
| PIKEVILLE | FRB | — | Feb 2024 | Outstanding |
| COLUMBIA | FDIC | $278M | Dec 2023 | Outstanding |
| LEXINGTON | FRB | — | Nov 2023 | Outstanding |
| BOONEVILLE | FDIC | $69M | Sep 2023 | Outstanding |
| MAYFIELD | FDIC | $766M | Jul 2023 | Outstanding |
| LOUISVILLE | FDIC | $7.2B | Jun 2023 | Outstanding |
| BROWNSVILLE | FDIC | $289M | Dec 2022 | Outstanding |
| MANCHESTER | OCC | $231M | Nov 2022 | Outstanding |
| COVINGTON | OCC | — | Oct 2022 | Outstanding |
| MOREHEAD | OCC | — | May 2022 | Outstanding |
| MARION | FRB | — | Mar 2022 | Outstanding |
| PAINTSVILLE | FRB | — | Nov 2021 | Outstanding |
| BEREA | FRB | — | Aug 2019⚠ | Outstanding |
| BENTON | FDIC | $1.4B | Feb 2017⚠ | Outstanding |
| COVINGTON | OCC | — | May 2014⚠ | Outstanding |
| HARDINSBURG | FRB | — | Mar 2012⚠ | Outstanding |
| LEITCHFIELD | FRB | — | May 2011⚠ | Outstanding |
| HOPKINSVILLE | OCC | — | Mar 2011⚠ | Outstanding |
| VANCEBURG | FRB | — | Jun 2006⚠ | Outstanding |
| LOUISVILLE | FRB | — | Mar 2001⚠ | Outstanding |
| LOUISVILLE | FRB | — | Sep 2000⚠ | Outstanding |
| CARROLLTON | OTS | $43M | Aug 1997⚠ | Outstanding |