Banks & credit unions · Search Kentucky banks
173 rated banks · 52 credit unions
Kentucky has 173 banks with a current CRA rating and 52 active credit unions regulated by the NCUA. 28 earned Outstanding, 1 needs to improve.
Outstanding
28
16.2%
Satisfactory
144
83.2%
Needs to Improve
1
0.6%
Substantial Noncompliance
0
0.0%
FIRST FS & LA
MOREHEAD, KY · OCC · May 2022
KENTUCKY FARMERS BANK CORPORATION
CATLETTSBURG, KY · FDIC · Apr 2022
PEOPLES BK
MARION, KY · FRB · Mar 2022
PEOPLES B&TC
HAZARD, KY · FRB · Feb 2022
CITIZENS BK OF KY
PAINTSVILLE, KY · FRB · Nov 2021
THE COMMERCIAL BANK OF GRAYSON
GRAYSON, KY · FDIC · Nov 2021
FIRST & PEOPLES BANK AND TRUST COMPANY
RUSSELL, KY · FDIC · Nov 2021
LEWISBURG BKG CO
LEWISBURG, KY · FRB · Oct 2021
LIMESTONE BANK, INC.
ClosedLOUISVILLE, KY · FDIC · Oct 2021
FIRST FEDERAL SAVINGS BANK OF KENTUCKY
FRANKFORT, KY · OCC · Sep 2021
COMMONWEALTH COMMUNITY BANK, INC.
HARTFORD, KY · FDIC · Jul 2021 ⚠
PEOPLES BANK
LEBANON, KY · FDIC · Jul 2021 ⚠
CUMBERLAND SECURITY BANK, INC.
SOMERSET, KY · FDIC · May 2021 ⚠
THE CITIZENS BANK
MOREHEAD, KY · FDIC · Apr 2021 ⚠
BANK OF HINDMAN
HINDMAN, KY · FDIC · Apr 2021 ⚠
FARMERS BANK AND TRUST COMPANY
PRINCETON, KY · FDIC · Jan 2021 ⚠
CITIZENS BANK & TRUST CO. OF JACKSON
JACKSON, KY · FDIC · Jan 2021 ⚠
HANCOCK BANK & TRUST COMPANY
ClosedHAWESVILLE, KY · FDIC · Dec 2020
CITIZENS GUARANTY BANK
RICHMOND, KY · FDIC · Nov 2020 ⚠
BANK OF THE BLUEGRASS AND TRUST COMPANY
LEXINGTON, KY · FDIC · Oct 2020 ⚠
CITIZENS COMMERCE BANK
ClosedVERSAILLES, KY · FDIC · Sep 2020
OWINGSVILLE BANKING COMPANY
OWINGSVILLE, KY · FDIC · Sep 2020 ⚠
KENTUCKY BANK
ClosedPARIS, KY · FDIC · Dec 2019
VICTORY COMMUNITY BANK
FT. MITCHELL, KY · OCC · Oct 2019 ⚠
CITIZENS UNION BANK OF SHELBYVILLE
ClosedSHELBYVILLE, KY · FDIC · Oct 2019
PEOPLES B&TC OF MADISON CTY
BEREA, KY · FRB · Aug 2019 ⚠
THE FARMERS NATIONAL BANK
BOWLING GREEN, KY · OCC · Jul 2019 ⚠
PEOPLES BANK & TRUST COMPANY
ClosedOWENTON, KY · FDIC · Jul 2019
DIXON BANK
ClosedDIXON, KY · FDIC · Jan 2019
COMMONWEALTH BANK AND TRUST COMPANY
ClosedLOUISVILLE, KY · FDIC · Dec 2018
FIRST NATIONAL BANK OF KENTUCKY
FRANKFORT, KY · OCC · Sep 2018 ⚠
CITIZENS DEPOSIT BANK & TRUST
ClosedVANCEBURG, KY · FDIC · Sep 2018
CITIZENS FIRST BANK, INC.
ClosedBOWLING GREEN, KY · FDIC · Jun 2018
HERITAGE BANK USA, INC.
ClosedHOPKINSVILLE, KY · FDIC · Jun 2018
UNITED SOUTHERN BANK
HOPKINSVILLE, KY · FDIC · Mar 2018 ⚠
UNITED BK & CAP TC
FRANKFORT, KY · FRB · Jan 2018 ⚠
WINCHESTER FEDERAL BANK
WINCHESTER, KY · OCC · Sep 2017 ⚠
FIRST SECURITY BANK
ClosedOWENSBORO, KY · FDIC · Aug 2017
PEOPLES BANK AND TRUST COMPANY OF CLINTON COUNTY
ClosedALBANY, KY · FDIC · Jul 2017
FIRST NATIONAL BANK AND TRUST
LONDON, KY · OCC · May 2017 ⚠
INDEPENDENCE BANK OF KENTUCKY
OWENSBORO, KY · FDIC · May 2017 ⚠
CITIZENS BK
HARTFORD, KY · FRB · Mar 2017 ⚠
INEZ DEPOSIT BANK
ClosedINEZ, KY · FDIC · Mar 2017
COMMUNITY FINANCIAL SERVICES BANK
BENTON, KY · FDIC · Feb 2017 ⚠
LOUISA COMMUNITY BANK
ClosedLOUISA, KY · FDIC · Jan 2017
THE FIRST COMMONWEALTH BANK OF PRESTONSBURG, INC.
ClosedPRESTONSBURG, KY · FDIC · Dec 2016
SPRINGFIELD STATE BANK
SPRINGFIELD, KY · FDIC · Oct 2016 ⚠
FIRST CITIZENS BK
ELIZABETHTOWN, KY · FRB · May 2016 ⚠
UNITED BANK & TRUST COMPANY
ClosedVERSAILLES, KY · FDIC · Jan 2016
CITIZENS BANK OF NORTHERN KENTUCKY, INC.
ClosedNEWPORT, KY · FDIC · Dec 2015
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MOREHEAD | OCC | — | May 2022 | Outstanding | |
| CATLETTSBURG | FDIC | $320M | Apr 2022 | Satisfactory | |
| MARION | FRB | — | Mar 2022 | Outstanding | |
| HAZARD |
| FRB |
| — |
| Feb 2022 |
| Satisfactory |
| PAINTSVILLE | FRB | — | Nov 2021 | Outstanding |
| GRAYSON | FDIC | $244M | Nov 2021 | Satisfactory |
| RUSSELL | FDIC | $209M | Nov 2021 | Satisfactory |
| LEWISBURG | FRB | — | Oct 2021 | Satisfactory |
LIMESTONE BANK, INC.Closed | LOUISVILLE | FDIC | $1.5B | Oct 2021 | Satisfactory |
| FRANKFORT | OCC | — | Sep 2021 | Satisfactory |
| HARTFORD | FDIC | $158M | Jul 2021⚠ | Satisfactory |
| LEBANON | FDIC | $195M | Jul 2021⚠ | Satisfactory |
| SOMERSET | FDIC | $417M | May 2021⚠ | Satisfactory |
| MOREHEAD | FDIC | $228M | Apr 2021⚠ | Satisfactory |
| HINDMAN | FDIC | $268M | Apr 2021⚠ | Satisfactory |
| PRINCETON | FDIC | $240M | Jan 2021⚠ | Satisfactory |
| JACKSON | FDIC | $216M | Jan 2021⚠ | Satisfactory |
| HAWESVILLE | FDIC | $334M | Dec 2020 | Satisfactory |
| RICHMOND | FDIC | $299M | Nov 2020⚠ | Satisfactory |
| LEXINGTON | FDIC | $415M | Oct 2020⚠ | Satisfactory |
CITIZENS COMMERCE BANKClosed | VERSAILLES | FDIC | $336M | Sep 2020 | Satisfactory |
| OWINGSVILLE | FDIC | $101M | Sep 2020⚠ | Satisfactory |
KENTUCKY BANKClosed | PARIS | FDIC | $1.3B | Dec 2019 | Satisfactory |
| FT. MITCHELL | OCC | — | Oct 2019⚠ | Satisfactory |
| SHELBYVILLE | FDIC | $1.1B | Oct 2019 | Satisfactory |
| BEREA | FRB | — | Aug 2019⚠ | Outstanding |
| BOWLING GREEN | OCC | — | Jul 2019⚠ | Satisfactory |
| OWENTON | FDIC | $52M | Jul 2019 | Satisfactory |
DIXON BANKClosed | DIXON | FDIC | $68M | Jan 2019 | Satisfactory |
| LOUISVILLE | FDIC | $1.3B | Dec 2018 | Satisfactory |
| FRANKFORT | OCC | $288M | Sep 2018⚠ | Satisfactory |
| VANCEBURG | FDIC | $654M | Sep 2018 | Satisfactory |
| BOWLING GREEN | FDIC | $455M | Jun 2018 | Satisfactory |
HERITAGE BANK USA, INC.Closed | HOPKINSVILLE | FDIC | $932M | Jun 2018 | Satisfactory |
| HOPKINSVILLE | FDIC | $360M | Mar 2018⚠ | Satisfactory |
| FRANKFORT | FRB | — | Jan 2018⚠ | Satisfactory |
| WINCHESTER | OCC | — | Sep 2017⚠ | Satisfactory |
FIRST SECURITY BANKClosed | OWENSBORO | FDIC | $572M | Aug 2017 | Satisfactory |
| ALBANY | FDIC | $49M | Jul 2017 | Satisfactory |
| LONDON | OCC | — | May 2017⚠ | Satisfactory |
| OWENSBORO | FDIC | $3.8B | May 2017⚠ | Satisfactory |
| HARTFORD | FRB | — | Mar 2017⚠ | Satisfactory |
INEZ DEPOSIT BANKClosed | INEZ | FDIC | $153M | Mar 2017 | Satisfactory |
| BENTON | FDIC | $1.4B | Feb 2017⚠ | Outstanding |
LOUISA COMMUNITY BANKClosed | LOUISA | FDIC | $28M | Jan 2017 | Satisfactory |
| PRESTONSBURG | FDIC | $298M | Dec 2016 | Satisfactory |
| SPRINGFIELD | FDIC | $478M | Oct 2016⚠ | Satisfactory |
| ELIZABETHTOWN | FRB | — | May 2016⚠ | Satisfactory |
| VERSAILLES | FDIC | $473M | Jan 2016 | Satisfactory |
| NEWPORT | FDIC | $235M | Dec 2015 | Satisfactory |