STURGIS BCORP INC is the bank holding company. STURGIS BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

STURGIS BCORP INC

Legal name: STURGIS BANCORP, INC.

1 active bank · $1.0B combined assets

RSSD ID: 3051571 (FFIEC NIC)

Combined Assets

$1.0B

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSTURGIS BANK & TRUST COMPANYSTURGIS, MISatisfactory$1.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$908M

Net Income

$2M

ROA (avg)

0.9%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

469

Origination Rate

89.34%

Denial Rate

1.92%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
STURGIS BANK & TRUST COMPANY	STURGIS, MI	FDIC	$1.0B	100.0%	Satisfactory	Jan 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.