Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$5.6B
Total Deposits
$4.9B
Net Loans
$4.3B
Net Income
$18M
ROA
1.27%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.21%
Risk-Based Capital
12.68%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 5,436 | 68.23% | 14.33% |
| 2022 | 8,324 | 71.65% | 10.49% |
| 2021 | 14,632 | 77.48% | 6.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2005 | Satisfactory | Large Bank |
| Oct 2002 | Satisfactory | Large Bank |
Exam dates and details are paywalled
Total Branches
59
Branch Deposits
$4.7B
1-Year Change
+1
5-year net change: -9 branches
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