Legal name: SIDNEY BANCORP.
1 active bank · $143M combined assets
RSSD ID: 3621497 (FFIEC NIC)
Combined Assets
$143M
CRA Rating Summary
Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$143M
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$128M
Net Income
$687K
ROA (avg)
1.94%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
71
Origination Rate
84.51%
Denial Rate
2.82%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| SIDNEY STATE BANK | SIDNEY, MI | FDIC | $143M | 100.0% | Satisfactory | Jan 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.