Legal name: WINTRUST FINANCIAL CORPORATION
4 active banks · 1 merged/absorbed · $14.1B combined assets
RSSD ID: 2260406 (FFIEC NIC)
Combined Assets
$14.1B
CRA Rating Summary
Across all 19 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
4 of 4 banks · Meets expectations for community lending
Combined Assets
$14.1B
4 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$11.8B
Net Income
$65M
ROA (avg)
1.83%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
94
Origination Rate
79.79%
Denial Rate
7.45%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| NORTHVIEW BANK & TRUST | WHEATON, IL | FDIC | $4.5B | 100.0% | Satisfactory | Nov 1999 |
| MACATAWA BANK | HOLLAND, MI | FDIC | $3.5B | 100.0% | Satisfactory | Nov 2021 |
| VILLAGE BANK AND TRUST ARLINGTON HEIGHTS | ARLINGTON HEIGHTS, IL | FDIC | $3.5B | 100.0% | Satisfactory | Nov 2002 |
| STATE BANK OF THE LAKES | ANTIOCH, IL | FDIC | $2.7B | 100.0% | Satisfactory | Jun 2004 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.