Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
FIRST SAVINGS AND LOAN ASSOCIATION
MEBANE, NC · OCC · May 2025
TRUIST BANK
CHARLOTTE, NC · FDIC · Jan 2025
BANK OF AMERICA, NATIONAL ASSOCIATION
CHARLOTTE, NC · OCC · Jan 2022
SQUARE 1 BANK
ClosedDURHAM, NC · FDIC · Apr 2014
HOMETRUST BANK
ASHEVILLE, NC · OCC · Jan 2013 ⚠
FIRST FSB OF LINCOLNTON
LINCOLNTON, NC · OTS · Mar 2010 ⚠
FIRST FEDERAL BANK
DUNN, NC · OTS · Oct 2009 ⚠
HOMETRUST BANK
ClosedCLYDE, NC · OTS · Oct 2009
MOUNT GILEAD S & LA
ClosedMOUNT GILEAD, NC · OTS · Aug 2009
FIRST S & LA
ClosedMEBANE, NC · OTS · Dec 2008
BANK OF CURRITUCK
MOYOCK, NC · FRB · Jan 2008 ⚠
WACHOVIA BANK OF DELAWARE, N.A.
WILMINGTON, NC · OCC · Jun 2006 ⚠
INDUSTRIAL FEDERAL SAVINGS BANK
ClosedLEXINGTON, NC · OTS · Nov 2004
MOORESVILLE SAVINGS BANK, SSB
ClosedMOORESVILLE, NC · FDIC · Nov 2004
WACHOVIA BANK, N.A.
WINSTON-SALEM, NC · OCC · Dec 2000 ⚠
FIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB
ClosedSOUTHERN PINES, NC · FDIC · Mar 1999
THE COMMUNITY BANK
ClosedPILOT MOUNTAIN, NC · FDIC · Feb 1999
AVERY COUNTY BANK
ClosedNEWLAND, NC · FDIC · Aug 1998
FOUR OAKS BANK & TRUST COMPANY
ClosedFOUR OAKS, NC · FDIC · Mar 1998
FIRST UNION NATIONAL BANK OF NORTH CAROLINA
ClosedCHARLOTTE, NC · OCC · May 1997
UNITED CAROLINA BANK
ClosedWHITEVILLE, NC · FDIC · Aug 1995
FIRST COMMERCIAL BANK
ClosedASHEVILLE, NC · FDIC · Aug 1995
NATIONSBANK, N.A. (CAROLINAS)
ClosedCHARLOTTE, NC · OCC · Jul 1995
RALEIGH FEDERAL SAVINGS BANK
ClosedRALEIGH, NC · OTS · Jun 1995
SOUTHTRUST BANK OF CENTRAL CAROLINA
ClosedCONCORD, NC · FDIC · May 1995
FIRST SOUTHERN SAVINGS BANK, S.S.B
ClosedASHEBORO, NC · FDIC · Jan 1994
NATIONSBANK OF NORTH CAROLINA, N.A.
ClosedCHARLOTTE, NC · OCC · Sep 1993
WACHOVIA BANK OF NORTH CAROLINA, N.A.
ClosedWINSTON-SALEM, NC · OCC · Mar 1993
PEOPLES SAVINGS BANK, S.S.B.
ClosedWILMINGTON, NC · OTS · Jan 1993
ENTERPRISE NATIONAL BANK
ClosedWINSTON-SALEM, NC · OCC · Sep 1992
OLD STONE BANK OF NC, A FSB
ClosedHIGH POINT, NC · OTS · Sep 1992
BANKERS TRUST OF NORTH CAROLINA
ClosedGREENSBORO, NC · FDIC · Jun 1990
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| MEBANE | OCC | $56M | May 2025 | Outstanding | |
| CHARLOTTE | FDIC | $541.2B | Jan 2025 | Outstanding | |
| CHARLOTTE | OCC | $2.67T | Jan 2022 | Outstanding | |
| DURHAM |
| FDIC |
| $4.0B |
| Apr 2014 |
| Outstanding |
| ASHEVILLE | OCC | — | Jan 2013⚠ | Outstanding |
| LINCOLNTON | OTS | $478M | Mar 2010⚠ | Outstanding |
| DUNN | OTS | $272M | Oct 2009⚠ | Outstanding |
HOMETRUST BANKClosed | CLYDE | OTS | — | Oct 2009 | Outstanding |
MOUNT GILEAD S & LAClosed | MOUNT GILEAD | OTS | — | Aug 2009 | Outstanding |
FIRST S & LAClosed | MEBANE | OTS | — | Dec 2008 | Outstanding |
| MOYOCK | FRB | — | Jan 2008⚠ | Outstanding |
| WILMINGTON | OCC | — | Jun 2006⚠ | Outstanding |
| LEXINGTON | OTS | $174M | Nov 2004 | Outstanding |
| MOORESVILLE | FDIC | $158M | Nov 2004 | Outstanding |
| WINSTON-SALEM | OCC | — | Dec 2000⚠ | Outstanding |
| SOUTHERN PINES | FDIC | $309M | Mar 1999 | Outstanding |
THE COMMUNITY BANKClosed | PILOT MOUNTAIN | FDIC | $313M | Feb 1999 | Outstanding |
AVERY COUNTY BANKClosed | NEWLAND | FDIC | $72M | Aug 1998 | Outstanding |
| FOUR OAKS | FDIC | $724M | Mar 1998 | Outstanding |
| CHARLOTTE | OCC | — | May 1997 | Outstanding |
UNITED CAROLINA BANKClosed | WHITEVILLE | FDIC | $4.1B | Aug 1995 | Outstanding |
FIRST COMMERCIAL BANKClosed | ASHEVILLE | FDIC | $177M | Aug 1995 | Outstanding |
| CHARLOTTE | OCC | — | Jul 1995 | Outstanding |
| RALEIGH | OTS | $786M | Jun 1995 | Outstanding |
| CONCORD | FDIC | $1.2B | May 1995 | Outstanding |
| ASHEBORO | FDIC | $323M | Jan 1994 | Outstanding |
| CHARLOTTE | OCC | — | Sep 1993 | Outstanding |
| WINSTON-SALEM | OCC | — | Mar 1993 | Outstanding |
| WILMINGTON | OTS | — | Jan 1993 | Outstanding |
ENTERPRISE NATIONAL BANKClosed | WINSTON-SALEM | OCC | — | Sep 1992 | Outstanding |
| HIGH POINT | OTS | — | Sep 1992 | Outstanding |
| GREENSBORO | FDIC | $79M | Jun 1990 | Outstanding |