Banks & credit unions · Search North Carolina banks
67 rated banks · 57 credit unions
North Carolina has 67 banks with a current CRA rating and 57 active credit unions regulated by the NCUA. 9 earned Outstanding, 1 needs to improve.
Outstanding
9
13.4%
Satisfactory
57
85.1%
Needs to Improve
1
1.5%
Substantial Noncompliance
0
0.0%
BANK OF STANLY
ALBEMARLE, NC · FDIC · Apr 2004 ⚠
ROWAN SAVINGS BANK, SSB, INC.
ClosedCHINA GROVE, NC · FDIC · Jan 2004
CARDINAL STATE BANK
ClosedDURHAM, NC · FDIC · Nov 2003
1ST STATE BANK
ClosedBURLINGTON, NC · FDIC · Sep 2003
STERLINGSOUTH BANK & TRUST COMPANY
ClosedGREENSBORO, NC · FDIC · Dec 2002
U.S. TRUST COMPANY OF NORTH CAROLINA
ClosedGREENSBORO, NC · FDIC · Dec 2002
FIRST COMMERCE BANK
ClosedCHARLOTTE, NC · FDIC · Sep 2002
MUTUAL COMMUNITY SAVINGS BANK, SSB
ClosedDURHAM, NC · FDIC · Jul 2002
PROGRESSIVE STATE BANK
ClosedLUMBERTON, NC · FDIC · May 2002
TRINITY BANK
ClosedMONROE, NC · FDIC · Mar 2002
CENTENNIAL BANK
ClosedSOUTHERN PINES, NC · FDIC · Feb 2002
GATEWAY BANK & TRUST COMPANY
ClosedELIZABETH CITY, NC · FDIC · Apr 2001
WACHOVIA BANK, N.A.
WINSTON-SALEM, NC · OCC · Dec 2000 ⚠
HIGH COUNTRY BANK
ClosedBOONE, NC · FDIC · Oct 2000
CENTRAL CAROLINA BANK AND TRUST COMPANY
ClosedDURHAM, NC · FDIC · Aug 2000
HIGH STREET BANKING COMPANY
ClosedASHEVILLE, NC · FDIC · Feb 2000
WACCAMAW BANK
ClosedWHITEVILLE, NC · FDIC · Feb 2000
FIRST WESTERN BANK
ClosedBURNSVILLE, NC · FDIC · Jan 2000
CITIZENS BANK, FSB
ClosedSALISBURY, NC · OTS · Oct 1999
INDEPENDENCE BANK
ClosedKERNERSVILLE, NC · FDIC · Oct 1999
LINCOLN BANK OF NORTH CAROLINA
ClosedLINCOLNTON, NC · FDIC · Oct 1999
ALAMANCE NATIONAL BANK
ClosedGRAHAM, NC · OCC · Sep 1999
TRIANGLE BK
ClosedRALEIGH, NC · FRB · Sep 1999
PARK MERIDIAN BANK
ClosedCHARLOTTE, NC · FDIC · Jul 1999
BANK OF THE CAROLINAS
ClosedLANDIS, NC · FDIC · Jun 1999
HOME FS & LA
ClosedFAYETTEVILLE, NC · OTS · Apr 1999
MOUNTAINBANK
ClosedHENDERSONVILLE, NC · FDIC · Apr 1999
FIRST SAVINGS BANK OF MOORE COUNTY, INC., SSB
ClosedSOUTHERN PINES, NC · FDIC · Mar 1999
PIEDMONT BANK
ClosedSTATESVILLE, NC · FDIC · Mar 1999
CABARRUS BANK OF NORTH CAROLINA
ClosedCONCORD, NC · FDIC · Feb 1999
THE COMMUNITY BANK
ClosedPILOT MOUNTAIN, NC · FDIC · Feb 1999
PINE LEVEL BANK
ClosedPINE LEVEL, NC · FDIC · Jan 1999
FIRST CHARTER NATIONAL BANK
ClosedCONCORD, NC · OCC · Dec 1998
HILLSBOROUGH SAVINGS BANK, SSB
ClosedHILLSBOROUGH, NC · FDIC · Dec 1998
MITCHELL SAVINGS BANK, SSB
ClosedSPRUCE PINE, NC · FDIC · Nov 1998
BANK OF MECKLENBURG
ClosedCHARLOTTE, NC · FRB · Sep 1998
HOME SAVINGS, SSB
ClosedTHOMASVILLE, NC · FDIC · Sep 1998
AVERY COUNTY BANK
ClosedNEWLAND, NC · FDIC · Aug 1998
COMMUNITY BANK & TRUST CO.
ClosedRUTHERFORDTON, NC · FDIC · Aug 1998
LIBERTY S & LA
ClosedLIBERTY, NC · OTS · Jul 1998
HOME SAVINGS BANK OF SILER CITY, SSB
ClosedSILER CITY, NC · FDIC · Jul 1998
FIRST NATIONAL BANK OF SOUTHEAST
ClosedREIDSVILLE, NC · OCC · Jun 1998
BLUE RIDGE BK
ClosedSPARTA, NC · FRB · Apr 1998
FOUR OAKS BANK & TRUST COMPANY
ClosedFOUR OAKS, NC · FDIC · Mar 1998
STONE STREET BANK & TRUST
ClosedMOCKSVILLE, NC · FDIC · Jan 1998
THE BANK OF CURRITUCK
ClosedMOYOCK, NC · FDIC · Jan 1998
WILKES NATIONAL BANK
ClosedWILKESBORO, NC · OCC · Dec 1997
UNITED NATIONAL BANK
ClosedFAYETTEVILLE, NC · OCC · Dec 1997
HAYWOOD SAVINGS BANK, INC., SSB
ClosedWAYNESVILLE, NC · FDIC · Dec 1997
FIRST CAROLINA FEDERAL SAVINGS BANK
ClosedWILLIAMSTON, NC · OTS · Oct 1997
| Bank | City | Regulator | Assets | Exam Date | Rating |
|---|---|---|---|---|---|
| ALBEMARLE | FDIC | $1.2B | Apr 2004⚠ | Satisfactory | |
| CHINA GROVE | FDIC | $164M | Jan 2004 | Satisfactory | |
CARDINAL STATE BANKClosed | DURHAM | FDIC | $198M | Nov 2003 | Satisfactory |
1ST STATE BANKClosed | BURLINGTON | FDIC | $370M | Sep 2003 | Satisfactory |
| GREENSBORO | FDIC | $169M | Dec 2002 | Satisfactory |
| GREENSBORO | FDIC | $125M | Dec 2002 | Satisfactory |
FIRST COMMERCE BANKClosed | CHARLOTTE | FDIC | $189M | Sep 2002 | Satisfactory |
| DURHAM | FDIC | $64M | Jul 2002 | Satisfactory |
PROGRESSIVE STATE BANKClosed | LUMBERTON | FDIC | $63M | May 2002 | Satisfactory |
TRINITY BANKClosed | MONROE | FDIC | $164M | Mar 2002 | Satisfactory |
CENTENNIAL BANKClosed | SOUTHERN PINES | FDIC | $64M | Feb 2002 | Satisfactory |
| ELIZABETH CITY | FDIC | $2.2B | Apr 2001 | Satisfactory |
| WINSTON-SALEM | OCC | — | Dec 2000⚠ | Outstanding |
HIGH COUNTRY BANKClosed | BOONE | FDIC | $184M | Oct 2000 | Satisfactory |
| DURHAM | FDIC | $10.8B | Aug 2000 | Satisfactory |
| ASHEVILLE | FDIC | $161M | Feb 2000 | Satisfactory |
WACCAMAW BANKClosed | WHITEVILLE | FDIC | $533M | Feb 2000 | Satisfactory |
FIRST WESTERN BANKClosed | BURNSVILLE | FDIC | $97M | Jan 2000 | Satisfactory |
CITIZENS BANK, FSBClosed | SALISBURY | OTS | — | Oct 1999 | Satisfactory |
INDEPENDENCE BANKClosed | KERNERSVILLE | FDIC | $54M | Oct 1999 | Satisfactory |
| LINCOLNTON | FDIC | $508M | Oct 1999 | Satisfactory |
ALAMANCE NATIONAL BANKClosed | GRAHAM | OCC | — | Sep 1999 | Satisfactory |
TRIANGLE BKClosed | RALEIGH | FRB | — | Sep 1999 | Satisfactory |
PARK MERIDIAN BANKClosed | CHARLOTTE | FDIC | $286M | Jul 1999 | Satisfactory |
BANK OF THE CAROLINASClosed | LANDIS | FDIC | $45M | Jun 1999 | Satisfactory |
HOME FS & LAClosed | FAYETTEVILLE | OTS | — | Apr 1999 | Satisfactory |
MOUNTAINBANKClosed | HENDERSONVILLE | FDIC | $878M | Apr 1999 | Satisfactory |
| SOUTHERN PINES | FDIC | $309M | Mar 1999 | Outstanding |
PIEDMONT BANKClosed | STATESVILLE | FDIC | $245M | Mar 1999 | Satisfactory |
| CONCORD | FDIC | $171M | Feb 1999 | Satisfactory |
THE COMMUNITY BANKClosed | PILOT MOUNTAIN | FDIC | $313M | Feb 1999 | Outstanding |
PINE LEVEL BANKClosed | PINE LEVEL | FDIC | $28M | Jan 1999 | Satisfactory |
| CONCORD | OCC | — | Dec 1998 | Satisfactory |
| HILLSBOROUGH | FDIC | $152M | Dec 1998 | Satisfactory |
| SPRUCE PINE | FDIC | $35M | Nov 1998 | Satisfactory |
BANK OF MECKLENBURGClosed | CHARLOTTE | FRB | — | Sep 1998 | Satisfactory |
HOME SAVINGS, SSBClosed | THOMASVILLE | FDIC | $105M | Sep 1998 | Satisfactory |
AVERY COUNTY BANKClosed | NEWLAND | FDIC | $72M | Aug 1998 | Outstanding |
| RUTHERFORDTON | FDIC | $113M | Aug 1998 | Satisfactory |
LIBERTY S & LAClosed | LIBERTY | OTS | — | Jul 1998 | Satisfactory |
| SILER CITY | FDIC | $63M | Jul 1998 | Satisfactory |
| REIDSVILLE | OCC | — | Jun 1998 | Satisfactory |
BLUE RIDGE BKClosed | SPARTA | FRB | — | Apr 1998 | Satisfactory |
| FOUR OAKS | FDIC | $724M | Mar 1998 | Outstanding |
| MOCKSVILLE | FDIC | $129M | Jan 1998 | Satisfactory |
THE BANK OF CURRITUCKClosed | MOYOCK | FDIC | $173M | Jan 1998 | Satisfactory |
WILKES NATIONAL BANKClosed | WILKESBORO | OCC | — | Dec 1997 | Satisfactory |
UNITED NATIONAL BANKClosed | FAYETTEVILLE | OCC | — | Dec 1997 | Satisfactory |
| WAYNESVILLE | FDIC | $147M | Dec 1997 | Satisfactory |
| WILLIAMSTON | OTS | $46M | Oct 1997 | Satisfactory |