This institution is no longer active
Operations ceased on November 9, 2001. CRA examination history below reflects the period it was active.
WAYNESVILLE, NC · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$147M
Total Deposits
$99M
Net Loans
$90M
Net Income
$-122K
ROA
-0.11%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.72%
Risk-Based Capital
21.38%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 1997 | Satisfactory | Small Bank |
| Nov 1994 | Satisfactory | Not Reported |
| Dec 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets