Community Reinvestment Act exam results for 6,680 US banks. Exams conducted by the OCC, Federal Reserve, and FDIC going back to 1990.
Rating Distribution
| Bank↑ | Location | Regulator | Exam Date | Assets | Rating |
|---|---|---|---|---|---|
| HEARTLAND BK | WHITEHALL, OH | FRB | Apr 2022 | — | Outstanding |
| HEARTLAND ST BK | EDGELEY, ND | FRB | Aug 2022 | — | Satisfactory |
| HEARTLAND STATE BANK | REDFIELD, SD | FDIC | Aug 2025 | $156M | Satisfactory |
| HEARTLAND TRI-ST BK | ELKHART, KS | FRB | Jun 2018 | — | Satisfactory |
| HEBER SPRINGS STATE BANK | LITTLE ROCK, AR | FDIC | Nov 1995 | $499M | Satisfactory |
| HEBRON SAVINGS BANK | HEBRON, MD | FDIC | Jun 2025 | $822M | Satisfactory |
| HEDRICK SVG BK | OTTUMWA, IA | FRB | Dec 2008 | — | Satisfactory |
| HELENA NATIONAL BANK | HELENA, AR | OCC | Jun 2015 | — | Satisfactory |
| HELM BANK USA | MIAMI, FL | FDIC | Jan 2026 | $1.2B | Needs to Improve |
| HENDERSON FEDERAL SAVINGS BANK | HENDERSON, TX | OCC | Mar 2022 | — | Satisfactory |
| HENDERSON FEDERAL SAVINGS BANK | HENDERSON, TX | OTS | May 2008 | $118M | Satisfactory |
| HENDERSON NATIONAL BANK | HENDERSON, KY | OCC | Feb 2004 | — | Satisfactory |
| HENDERSON STATE BANK | HENDERSON, NE | FDIC | Mar 2026 | $635M | Satisfactory |
| HENDRICKS CTY B&TC | BROWNSBURG, IN | FRB | Apr 2022 | — | Satisfactory |
| HERITAGE BANK | HOPKINSVILLE, KY | OCC | Mar 2011 | — | Outstanding |
| HERITAGE BANK | ST. GEORGE, UT | OCC | Oct 2014 | — | Satisfactory |
| HERITAGE BANK | OLYMPIA, WA | FDIC | Jan 2024 | $8.5B | Satisfactory |
| HERITAGE BANK | MARION, IA | FDIC | Mar 2020 | $38M | Satisfactory |
| HERITAGE BANK | WOOD RIVER, NE | FDIC | Feb 2024 | $613M | Satisfactory |
| HERITAGE BANK & TRUST | COLUMBIA, TN | FDIC | Oct 2025 | $418M | Satisfactory |
| HERITAGE BANK AND TRUST | RACINE, WI | FDIC | Mar 1995 | $7.0B | Satisfactory |
| HERITAGE BANK MINNESOTA | WEST CONCORD, MN | FDIC | Feb 2024 | $123M | Satisfactory |
| HERITAGE BANK OF SCHAUMBURG | SCHAUMBURG, IL | FDIC | Dec 2025 | $150M | Satisfactory |
| HERITAGE BANK OF ST. TAMMANY | COVINGTON, LA | OCC | Feb 2025 | $168M | Satisfactory |
| HERITAGE BANK OF THE OZARKS | LEBANON, MO | FDIC | Apr 2022 | $421M | Satisfactory |