Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$418M
Total Deposits
$374M
Net Loans
$347M
Net Income
$2M
ROA
1.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.84%
Risk-Based Capital
11.37%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 117 | 63.25% | 16.24% |
| 2023 | 153 | 84.31% | 3.92% |
| 2022 | 175 | 86.29% | 6.86% |
| 2021 | 135 | 88.15% | 6.67% |
| 2019 | 138 | 89.86% | 6.52% |
| 2018 | 119 | 82.35% | 5.88% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2025 | Satisfactory | Small Bank |
| Aug 2022 | Satisfactory | Small Bank |
| Nov 2016 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2008
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Total Branches
4
Branch Deposits
$356M
1-Year Change
0
5-year net change: +1 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red