Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$635M
Total Deposits
$479M
Net Loans
$516M
Net Income
$3M
ROA
1.58%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.27%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 82.98% | 4.26% |
| 2023 | 81 | 81.48% | 3.70% |
| 2019 | 93 | 75.27% | 12.90% |
| 2018 | 112 | 75.89% | 11.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Small Bank |
| Nov 2020 | Satisfactory | Small Bank |
| Feb 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
9
Branch Deposits
$433M
1-Year Change
+4
5-year net change: +5 branches
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