Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$168M
Total Deposits
$150M
Net Loans
$141M
Net Income
$-2,996K
ROA
-6.91%
Below avg for Small banks. Peer avg: 0.44%
ROE
-66.07%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 115 | 82.61% | 6.96% |
| 2023 | 78 | 80.77% | 8.97% |
| 2022 | 144 | 81.25% | 6.94% |
| 2021 | 252 | 82.14% | 3.97% |
| 2020 | 340 | 86.18% | 3.82% |
| 2019 | 119 | 83.19% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Small Bank |
| Sep 2020 | Satisfactory | Small Bank |
| Mar 2016 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$157M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 99 | 86.87% | 5.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red