Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$8.5B
Total Deposits
$7.3B
Net Loans
$5.7B
Net Income
$22M
ROA
1.15%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.66%
Risk-Based Capital
13.24%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 1,383 | 68.84% | 15.84% |
| 2022 | 1,668 | 71.16% | 14.51% |
| 2021 | 1,944 | 73.97% | 9.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Large Bank |
| Jan 2021 | Satisfactory | Large Bank |
| Jan 2018 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1994
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Total Branches
50
Branch Deposits
$5.8B
1-Year Change
0
5-year net change: -14 branches
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