Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$847M
Total Deposits
$748M
Net Loans
$528M
Net Income
$5M
ROA
2.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
37.95%
Risk-Based Capital
15.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 368 | 89.95% | 3.80% |
| 2023 | 322 | 86.65% | 4.66% |
| 2022 | 448 | 89.73% | 3.57% |
| 2021 | 722 | 88.09% | 3.46% |
| 2020 | 858 | 88.23% | 3.85% |
| 2019 | 516 | 87.6% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1991
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Total Branches
11
Branch Deposits
$720M
1-Year Change
0
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Preview:
| 2018 | 444 | 88.29% | 4.28% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red