Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.1B
Net Loans
$1.6B
Net Income
$7M
ROA
1.14%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.32%
Risk-Based Capital
14.91%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 911 | 82.22% | 7.57% |
| 2023 | 910 | 82.97% | 7.58% |
| 2022 | 1,211 | 81.34% | 7.60% |
| 2021 | 746 | 77.75% | 8.58% |
| 2020 | 770 | 76.36% | 8.44% |
| 2019 | 719 | 77.89% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Large Bank |
| Jan 2021 | Satisfactory | Large Bank |
| Feb 2018 | Satisfactory | Intermediate Small Bank |
10 previous ratings locked — back to 1991
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Total Branches
20
Branch Deposits
$2.1B
1-Year Change
0
5-year net change: +4 branches
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Preview:
| 2018 | 671 | 81.37% | 9.84% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red