WILSON&MUIR BCORP INC is the parent banking group. WILSON & MUIR BANK & TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WILSON&MUIR BCORP INC

Legal name: WILSON & MUIR BANCORP, INC.

1 active bank · 1 merged/absorbed · $847M combined assets

RSSD ID: 1099122 (FFIEC NIC)

Combined Assets

$847M

CRA Rating Summary

Satisfactory1charter

Across all 16 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWILSON & MUIR BANK & TRUST COMPANYBARDSTOWN, KYSatisfactory$847MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$847M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$748M

Net Income

$5M

ROA (avg)

2.5%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

368

Origination Rate

89.95%

Denial Rate

3.8%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
WILSON & MUIR BANK & TRUST COMPANY	BARDSTOWN, KY	FDIC	$847M	100.0%	Satisfactory	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.