This institution is no longer active
Operations ceased on April 6, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$36M
Total Deposits
$33M
Net Loans
$12M
Net Income
$-378K
ROA
-4.21%
Below avg for Small banks. Peer avg: 0.44%
ROE
-52.08%
Risk-Based Capital
23.77%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2010 | Outstanding | Small Bank |
| Oct 2004 | Satisfactory | Small Bank |
| Nov 1999 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-west-michigan-savings-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
County
Established
Total Assets