Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$832M
Net Loans
$777M
Net Income
$6M
ROA
2.33%
Above avg for Community banks. Peer avg: 0.90%
ROE
21.82%
Risk-Based Capital
14.16%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 318 | 67.92% | 10.06% |
| 2023 | 321 | 66.67% | 13.40% |
| 2022 | 326 | 74.54% | 13.80% |
| 2021 | 470 | 79.57% | 4.26% |
| 2020 | 706 | 80.03% | 8.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2011 | Satisfactory | Intermediate Small Bank |
| May 2008 | Satisfactory | Intermediate Small Bank |
| Feb 2005 | Satisfactory | Large Bank |
5 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$823M
1-Year Change
-1
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-paducah-bank-and-trust-company" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: