PADUCAH BANK SHARES INC is the bank holding company. THE PADUCAH BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

PADUCAH BANK SHARES INC

Legal name: PADUCAH BANK SHARES, INC.

1 active bank · $1.0B combined assets

RSSD ID: 1099908 (FFIEC NIC)

Combined Assets

$1.0B

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE PADUCAH BANK AND TRUST COMPANYPADUCAH, KYSatisfactory$1.0BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.0B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$832M

Net Income

$6M

ROA (avg)

2.33%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

318

Origination Rate

67.92%

Denial Rate

10.06%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE PADUCAH BANK AND TRUST COMPANY	PADUCAH, KY	FDIC	$1.0B	100.0%	Satisfactory	Jul 2011

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.