COMMERCIAL GRAYSON BANCSHARES is the parent banking group. THE COMMERCIAL BANK OF GRAYSON is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

COMMERCIAL GRAYSON BANCSHARES

Legal name: COMMERCIAL GRAYSON BANCSHARES INC.

1 active bank · $244M combined assets

RSSD ID: 1071810 (FFIEC NIC)

Combined Assets

$244M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE COMMERCIAL BANK OF GRAYSONGRAYSON, KYSatisfactory$244MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$244M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$219M

Net Income

$416K

ROA (avg)

0.68%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

172

Origination Rate

87.79%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
THE COMMERCIAL BANK OF GRAYSON	GRAYSON, KY	FDIC	$244M	100.0%	Satisfactory	Nov 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.